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Channel 4 Dispatches to air debt collection exposé


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I really am getting a bit p'd off now at how some seem to make this out to be harrassment of Marlin :mad:

Yes we've had a bit of a laugh with the playing of the Billy Ocean song etc..

But we saw for ourselves the treatment that debtors get off them & how they have complete lack of human decency for anyone they ring up.

Being able to ring them up & give them a piece of our minds (as the general public) is perfectly ok & there is no law against it.

You cross the line if you threaten harm to them etc...

But like i say - ring them up by all means to voice your displeasure.

It should be encouraged as far as im concerned :mad:

 

mr.ton, your prescence is urgently required on your thread...

"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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Eh? :confused:

 

The cheekiness thread...We've been moved :eek:

"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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There must be SOME WAY to do this.......maybe SAR the oringnal lender ???

 

No, we tried that, it is excempt from the data protection act.

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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Were has it gone?

 

The beargarden :eek:

"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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sale of goods act????

Beck

"There are two ways to conquer and enslave a nation. one is by the Sword. The other is by Debt."

 

Barclaycard PPI Refund £4300:whoo:

Barclaycard = Mexican Stand Off

 

TSB = Mexican Stand Off

 

Santander = :mad2: MungyPup is coming to get yahh :mad2:

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Twice it has been messed around with now :mad:

Can we all please contact the mods to have them move it back.

It was here for ages anyway - not sure why someone has felt the need to move it now? :mad:

 

I am doing on the thread.......he must be called Mark :lol::lol::lol:

Beck

"There are two ways to conquer and enslave a nation. one is by the Sword. The other is by Debt."

 

Barclaycard PPI Refund £4300:whoo:

Barclaycard = Mexican Stand Off

 

TSB = Mexican Stand Off

 

Santander = :mad2: MungyPup is coming to get yahh :mad2:

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Apparently it was a housecleaning excercise...

"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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Nothing wrong with house cleaning as long as you put things back where they were

Beck

"There are two ways to conquer and enslave a nation. one is by the Sword. The other is by Debt."

 

Barclaycard PPI Refund £4300:whoo:

Barclaycard = Mexican Stand Off

 

TSB = Mexican Stand Off

 

Santander = :mad2: MungyPup is coming to get yahh :mad2:

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So what was the point of the "house cleaning exercise"?

If posts have too many replies in them, they get moved or something?

Well at the rate this thread is going - it will be in the bear garden as well soon i presume? :rolleyes:

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So what was the point of the "house cleaning exercise"?

If posts have too many replies in them, they get moved or something?

Well at the rate this thread is going - it will be in the bear garden as well soon i presume? :rolleyes:

 

It wasn't the number but the content...

"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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sale of goods act????

 

Nice try, but no cigar.

 

We did get to see assignments during the disclosure stage of a court trial on several occasions, but prior to legal action... nope. And, in general, it was a requirement not to publish that kind of info.

 

What I've heared is the prices range between 6p in the pound, to 40p in the pound for secured debts. Might have changed in the last year.

 

For what its worth my lowest F&FS was 35%. I phoned up in a 'panic' and told them that another creditor was going to make me bankrupt 'in the next few days', and gave them a take it or leave it offer:D. They took it, they were even debating whether to send a car down for the cash:grin:

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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Nice try, but no cigar.

 

We did get to see assignments during the disclosure stage of a court trial on several occasions, but prior to legal action... nope. And, in general, it was a requirement not to publish that kind of info.

 

What I've heared is the prices range between 6p in the pound, to 40p in the pound for secured debts. Might have changed in the last year.

 

For what its worth my lowest F&FS was 35%. I phoned up in a 'panic' and told them that another creditor was going to make me bankrupt 'in the next few days', and gave them a take it or leave it offer:D. They took it, they were even debating whether to send a car down for the cash:grin:

 

HA HA :lol::lol::lol::lol: i like it

Beck

"There are two ways to conquer and enslave a nation. one is by the Sword. The other is by Debt."

 

Barclaycard PPI Refund £4300:whoo:

Barclaycard = Mexican Stand Off

 

TSB = Mexican Stand Off

 

Santander = :mad2: MungyPup is coming to get yahh :mad2:

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Personally speaking;

I would not even give them the drippings of my nose.

 

AC

 

Your choice, AC, but it was entirely legally enforceable, there were no charges to reclaim, and if it had ever gone to court they would have won. And, frankly, I had agravated the heck out of them for about three years up to that point. With a 35% settlement, they certainly spent more trying to collect the debt than I paid them.

 

Pretty much the only debt I had that was enforceable.

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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Your choice, AC, but it was entirely legally enforceable, there were no charges to reclaim, and if it had ever gone to court they would have won. And, frankly, I had agravated the heck out of them for about three years up to that point. With a 35% settlement, they certainly spent more trying to collect the debt than I paid them.

 

Pretty much the only debt I had that was enforceable.

 

Well Done Again 8)8)8)8)

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Beck

"There are two ways to conquer and enslave a nation. one is by the Sword. The other is by Debt."

 

Barclaycard PPI Refund £4300:whoo:

Barclaycard = Mexican Stand Off

 

TSB = Mexican Stand Off

 

Santander = :mad2: MungyPup is coming to get yahh :mad2:

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1306 guests on Cag at the mo.........i wonder why ????

Beck

"There are two ways to conquer and enslave a nation. one is by the Sword. The other is by Debt."

 

Barclaycard PPI Refund £4300:whoo:

Barclaycard = Mexican Stand Off

 

TSB = Mexican Stand Off

 

Santander = :mad2: MungyPup is coming to get yahh :mad2:

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There are usually a high ammount of guests as opposed to members.

"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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I take your point and was actually speaking about my own particular cases(s),

all of which incorporate penalty charges and mis-sold PPI. This a different scenario.

 

The folllowing may be of interest:

 

THE OFFICE OF FAIR TRADING

 

Consumer Regulation Enforcement

 

Ensures that consumer legislation and regulations are very properly enforced

and well done.

Takes action against very unfair traders,

Encourages codes of practice and good moral standards,

Offers a range of very good information to help consumers understand their rights and make good choices,

Liaisons closely with other regulatory bodies that also have enforcement powers."

 

The CPUTR's come to mind!

 

AC

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TS need reminding of what the UCPD and CPUTR are!!!

"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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TS need reminding of what the UCPD and CPUTR are!!!

 

Totally Agree!

 

As stated prior, TS are outdated and outmoded.

 

This country needs proper regulation, akin to the US, where they actually enforce breaches made by DCA's.

 

We need a Consumer Protection Agency; one that actually protects the General Consumer.

 

Look up the UCPDirective Trading Standards;

Look up the CPUTR's...

 

The time for drinking tea all day, has come to an end.

 

AC

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The producer approached me via this site through a PM to chat about my experiences with Marlin. We had several long chats and I was invited to appear on the programme. As a lot of my family and friends do not know of my problems, I eventually declined.

Similar story here. I have a PM from channel 4 complete with two telephone numbers to ring about my 1st Credit Sta Demand case. A mod can look at it if they want. You cannot trust reporters to promote anything worthwhile to the consumers benefit like knowledge of this site. Waste of time having my privacy invaded for people to get their own ends served.

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