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PrettyPaula

marriage and credit files

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does anyone know how changing your name due to marriage can affect your credit file? ie, if i have bad debts in maiden name from a long while ago, does changing my name on current credit accounts which are being ran well mean that my score etc should get better?


If i have helped you please click the scales :)

I am here on my own quest for help, although i work for T-Mobile and will gladly assist where i can i am not here as a company representative.

I am not legally qualified, if in doubt seek professional assistance :)

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does anyone know how changing your name due to marriage can affect your credit file? ie, if i have bad debts in maiden name from a long while ago, does changing my name on current credit accounts which are being ran well mean that my score etc should get better?

 

Your Credit file should pick up the change of name.

 

How long ago were your previous debts. They drop off after 6 years.

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all coming up to that now to be honest, within the next 8 months, only one is chasing me.


If i have helped you please click the scales :)

I am here on my own quest for help, although i work for T-Mobile and will gladly assist where i can i am not here as a company representative.

I am not legally qualified, if in doubt seek professional assistance :)

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all coming up to that now to be honest, within the next 8 months, only one is chasing me.

 

Have you sent off a CCA request for any of these?

 

If you want to list them, it may help.

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i have another thread which is the only one i am bothering with as the others i havent heard from in years.

 

no one is replying to it though and im going to ring the DCA in a minute as todays the deadline


If i have helped you please click the scales :)

I am here on my own quest for help, although i work for T-Mobile and will gladly assist where i can i am not here as a company representative.

I am not legally qualified, if in doubt seek professional assistance :)

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There is no legal requirement to use your husband's name when you marry, you can still use your maiden name until such time as the defaults drop of your file & then if you wish you can adopt your married name. Meaning, if you have a bank a/c etc you can change your details anytime you wish to. ;)


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