Welshman v Barclays **WON**

[Welshman]

One final question on filling the MCOL what were the answers to the two questions beneath the text box:

 

Does or Will your claim include any issues under the Human Rights Act 1998 Yes/No

 

and

 

Do you reserve the right to claim Interest Yes/No

[Welshman]

Hi ashtont.

 

We are all, hopefully, singing from the same hymn sheet. I've been inspired by all the success stories out there. It makes fascinating reading.

 

Good Luck

[ashtont]

cheers matey looking forward to the ride now!

 

Its bizzare how many people dont actually know that you can do this??? :o

[squishy]

Welshman, no, your claim doesn't involve Human Rights Act and yes you reserve the right to claim interest!!

[Welshman]

Just as I thought but wanted to be absolutely sure.

 

Thank You

[Rooster-UK]

Hwyr da, Welshman.

 

Have only just seen your PM.

Just read your thread and glad to see that Bookworm has given you the inspiration you needed.

Good luck with your claim.

 

Sorry to hear about your sad loss. Was it someone close ?

I lost my Mother 12 months ago and my Father 2 years before that, so i can empathise with you. Even if it isn't someone close, it still hurts.

[Welshman]

Thanks for the condolences. It is a cousin of mine who passed away. Although not really close, the family's getting smaller and we all have to close ranks for support to her two siblings.

 

I am, by the way also in the market to give Welsh Lessons

[Welshman]

Today's Day 14 after the LBA was sent. So it's Court Filing Day tomorrow.

 

Received my "Sorry you're not happy to accept our offer" letter from Jackie Walter, Customer Relations Manager.

[Welshman]

Just filed at MCOL.

[maisielou]

Good on you Welshman..............should have your money just in time for christmas

[Welshman]

Hi Maisielou - and thanks.

 

Somehow I doubt before Xmas because, even before yesterday's announcement about the OFT being called in, they were dragging their feet. BUT, you never know.

 

What does concern me is that if, say, the OFT say £12 is a reasonable figure, will the order be retrospective and, if so, will the Courts then adjust claims accordingly therefore my masses of £20 penalties are reduced to £8? By my calculations, my claim after reducing by that amount is halved.

 

Also, I still believe that even £12 is way way over the top. One letter comprises one envelope, one sheet of paper, ink for printing, postage - how much? Everything else is electronic. They notify the person to whom the money should have been paid once then that should be it.

 

There are going to be lots of "What if's".

[squishy]

I filed at MCOL mid July and have been advised, albeit verbally, that the court is setting dates in December. I guess it all depends on how busy each court is....best of luck!

[Enough's Enough]

OK Here goes I've just filed my MCOL Today as well.

 

Good Luck Welshman...

[Welshman]

Good Luck to you too. I did mine just after midnight so it would be processed at 9am this morning.

 

I'm taking this all the way as I have nothing to lose and everything to gain.

 

Data Protection Act sent 26th May 2006

Not Received - polite reminder 7th August 2006

Statements received 10th August 2006

Preliminary letter sent 11th August 2006

Standard reply received 17th August 2006

LBA sent 25th August 2006

Offer Received and declined 30th August 2006

Filed for Court via MCOL 8/9/2006

Letter received confirming it on 9/9/2006

Claim acknowledged on 26/9/2006

[Spotted Dog]

Good on you - with you all the way

 

Spotty

[Welshman]

Received the "Notice of Issue" letter from Northampton County Court stating that my claim was issued yesterday (bang on the 14 days after LBA sent), will be deemed to have been served on the 13th of September and Barclays have until the 27th of September to reply.

[The Druid]

Welshman, go and look at my thread:

 

http://www.consumeractiongroup.co.uk/forum/barclays-bank/15987-druid-barclays-bank.html

 

With regard to the "account fees" for the additions account. I NEVER signed up for this account at all, and they've been taking money off me for it for 6 years. I AM CLAIMING THIS BACK TOO. The actual amount is approx £595 . They have already made an offer to repay £118 of it. I told them to go boil their heads. The thing of it is, if you can't reclaim these payments back, why did they make me an offer ??????????? Think on it people.They've been taking us to the cleaners for years. IT'S ABOUT TIME WE STARTED GIVING THEM A TASTE OF THEIR OWN MEDICINE

[Welshman]

Can I clarify this please Martin,

 

Are you saying that in addition to filing on line with MCOL, that claimants must send the schedule to the Court even before the claim has been acknowledged by the Bank?

[Welshman]

This is one thing I didn't realise I HAD to do. It's in the post this afternoon in that case. However, having already sent the schedule in the prelim letter and LBA, I would certainly think that this would suffice, don't you think?

[Welshman]

Sending copy of the Schedule with 8% added to the Court this afternoon. Am I correct in assuming that it's sent to the actual Northampton Court and not MCOL.

 

As for Defendants Solicitors requesting something which their clients already have (statements), I was sent two sets by Barclays one of which I highlighted to work out charges. Should I send the spare set back to them, if requested, together with yet another Schedule of Charges?

 

Also, will I need to supply a complete set of statements to the Court for any possible hearing?

 

How many sets of statements will I need in total from this point on?

[MARTIN3030]

Have moved them here for you so no one can complain !

[Michael Browne]

Money Claim Online

Northampton County Court

21-27 St. Katharine's Street

Northampton

NN1 2LH

 

Only send the solicitors a schedule of charges, keep the statements.

 

By all means take the statements to court, but should it ever get that far, the solicitors are unlikely to challenge the existence of the charges, merely the fact that they are unlawful and you are not entitled to a refund.

[Welshman]

As I don't yet know the identities of their Solicitors, will wait on that one.

 

Thanks for the other info.

[MARTIN3030]

Barclays have their own in-house litigation team .......now dont laugh but their litigation brief is called..........Adrian Ruffhead

[Welshman]

Stifling my laughter here: Just a final question (hopefully) on this topic I have drafted a letter to go along with the Schedule of Charges. Obviously the interest currently on the schedule is higher that the original due to the spreadsheet automatically re-calculating each time I open it. The text in my letter is short and sweet, will this do?

 

"Please find enclosed a schedule of charges in relation to the above claim.

 

The “Interest” column reflects the current running Interest total as at the 20th of September 2006. "