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Reclaim CC charges whilst on DMP

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I'm in the process of sorting out a DMP with my creditors, which are all Credit Cards and was wondering if my requesting unfair charges would jeopardise the DMP that I'd set up. I don't really want to upset the apple cart and have them start playing dirty with me if I was to go ahead and request details of the charges made on my accounts.

 

Thanks in advance. :)

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Anyone?

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I've got a DMP with Payplan and claimed back my bank charges, and charges from GE Money & Barclays Partner Finance without it affecting the DMP. Are you doing your own DMP or are you using a company. If you are doing it through a third party, please use one of the free ones such as Payplan or CCCS, that way all your money goes to repay your debts.

Good Luck, Suzi

  • Haha 1

Bank of Scotland account 1 - £2,666 WON

Bank of Scotland account 2 - £2,500 on hold

GE Capital charges -£30 won (hey, every little helps!)

Barclays Partner Finance £425 charges - £225 offer accepted.

 

Finally debt free after 4.5 years, thanks to my Debt Management Plan through Payplan. There is no better feeling :D

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Barclays Partner Finance hey, looking forward to challenging them, considering they've probably got more on my account in charges than I had as a balance in the first place.

 

I'm on a DMP, but a DIY one with help from the CCCS.

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I was the same, the charges wrote off more than half the balance. Altogether reclaiming charges knocked £2846 off my debts, which means my DMP will finish 6 months earlier. It's well worth doing. :)


Bank of Scotland account 1 - £2,666 WON

Bank of Scotland account 2 - £2,500 on hold

GE Capital charges -£30 won (hey, every little helps!)

Barclays Partner Finance £425 charges - £225 offer accepted.

 

Finally debt free after 4.5 years, thanks to my Debt Management Plan through Payplan. There is no better feeling :D

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*Fires up open office to write SAR* :D

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You go get 'em! :p


Bank of Scotland account 1 - £2,666 WON

Bank of Scotland account 2 - £2,500 on hold

GE Capital charges -£30 won (hey, every little helps!)

Barclays Partner Finance £425 charges - £225 offer accepted.

 

Finally debt free after 4.5 years, thanks to my Debt Management Plan through Payplan. There is no better feeling :D

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Think I may just start a thread in the Barclays section to celebrate. :)

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Do that, then we can watch your progress. This was my thread: http://www.consumeractiongroup.co.uk/forum/store-cards/135990-suzieblooz-barclays-parner-finance.html

I now wish I had taken it all the way and got all my charges back, but at the time I was so bogged down with exhaustion, that I let them off lightly.

Go for it, and get every penny back.


Bank of Scotland account 1 - £2,666 WON

Bank of Scotland account 2 - £2,500 on hold

GE Capital charges -£30 won (hey, every little helps!)

Barclays Partner Finance £425 charges - £225 offer accepted.

 

Finally debt free after 4.5 years, thanks to my Debt Management Plan through Payplan. There is no better feeling :D

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