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    • EU deal replicated 'as far as possible' ... aka less than   "The British Government is continuing to work intensively on securing continuity with other countries. We have secured agreements – either signed or agreed in principle - that account for 64% of the UK’s trade with all the countries with which the UK is seeking continuity, should we leave the EU without a deal."   With what I've seen on that page I linked earlier, that would seem to be decidedly unambitious 'trade deals across the world larger than the EU
    • dx100uk - thank you for your advice.  I will send a SAR to Vanquis and really appreciate all the help on here.   I may have read your last sentence in the way that it was not intended but it has came across very judgmental and not helpful.  I have came on this site for some help, not to be judged.  If that was not your intention then I apologise as I realise text can be read in the way it was not intended.  
    • . I'm sorry but this is not correct. There is a very long established rule that you are required to exercise utmost good faith (uberrima fides) when becoming a party to any kind of insurance contract. This means that you have quite a strict duty to accept responsibility for disclosing any information which a reasonable person in your position might understand could materially affect the risk. I can imagine that the interpretation of this rule would not be applied quite so strictly to a very new and young driver – but the more that one has been driving and the more insurance policies one has held, then I think that the stricter  this rule becomes. It is also well established that one can misrepresent something simply by withholding information – by silence. I'm sorry to say that I think that this rule and the value of it is so self-evident that it is scarcely worth discussing. I wouldn't start raising this issue if I were you with insurers or the courts because you will come away with a bloody nose and loss of credibility
    • @unclebulgaria67 your point is particularly valid especially in regards to loss in the event of a claim. Irrespective of 2x SP30’s or not the vehicle is insured for its full market value. The insurers rating changes based on risk against those endorsements, where said risk calculation isn’t made available.    Also I question the validation of 22% in premium. Is that based on today’s risk profiling, or is that applied retrospectively to day 1 and can that be evidenced.    One thing that is very clear, is that to bring about any degree of misrepresentation the insurer has to have evidence that questions were asked in regards to the endorsements.   This was an auto renewal and when I’ve checked the Brokers electronic Copy on “My Policy’ at renewal, there is no section included relative to accidents in the last 5 yrs or Motoring convictions. Everything else relative to me and the named driver is listed. 
    • Here is what exposes Johnson & Co Commission document, makes for sober reading   Wonder if Snake Oil Singham has read and digested it?   https://ec.europa.eu/info/sites/info/files/brexit_files/info_site/com_2020_324_2_communication_from_commission_to_inst_en_0.pdf
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Hello,

 

I'm a newby and I think I've posted my orginal query in the wrong area! Whoops.

 

So here I go again.

 

I received a parking charge notice from a company called G24 Ltd, they claimed that I had overstayed my welcome at one of the car parks they have control of. They sent photos of the car in question entering and exiting the car park, with date and time attached, 67mins apart. They demanded £40 if paid within 14 days and it went up to £90 after that.

 

I wrote a letter stating that the car in question wasn't actually parked in the photos they had sent me and as their arguement lay in the fact the car was parked over the allotted time, this was ridiculous. Of course, I said this in a more professional manner than here but that was the gist of it. I also included the letter template as suggested on this forum.

 

Their replies since have totally ignored my plea for reason and them to actually prove the car was parked outside of the times stated.

 

For all they know, you could have been driving about in the car park for that time, and if so, is that person liable? You could have been shopping and had to pull around to the front of the store to put a heavy item in the car, it could have carried you over the allotted time easily.

 

The final time that G24 Ltd responded, they again, ignored my requests of photographic evidence, and instead requested that I sent any receipts for items bought on that day at the store next to the car park! How is this anything to do with them?! I have since checked the parking information signs in that car park and no where do they state that you need to be a customer of the staples next door to park there. They must be clutching at staws.

 

In my final response I said that because they could not provide the evidence requested they did not have a case with me and therefore should cease contacting me regarding this matter.

 

It has been a few weeks later and I haven't heard anything directly from G24, but this morning I receive a threatening letter from CCS Collect Debt Services caliming that I owe them £90 to be paid within 7 days or I'll be taken to court!

 

I need some advice on what to do next.

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IGNORE IT !

 

CCS is located on the next desk in the same office.


If this has been useful to you, please click on the scales at bottom left of post. Thanks.

 

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Have you done that same thing?

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I have moved your post to a new thread.

 

Read some of the threads in this forum. You'll see that it is not a fine, it's an unenforcable INVOICE.

Just ignore.

 

If you ever receive a court summons with the official court seal (about as likely as you winning the lottery jackpot), then we will tell you how to deal with it and make the monkeys look stupid.


If this has been useful to you, please click on the scales at bottom left of post. Thanks.

 

Advice & opinions of Rooster-UK are offered informally, without prejudice & without liability. Please use your own judgment.

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Have you done that same thing?

 

Just about every member, visitor or guest of this site who has had one of those unenforceable invoices from companies like this has ignored it.

 

Join the club

 

Mossy

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Thanks for your help.

 

I will read through everything.

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You're been sucked into the [problem]. You can't reason with them as you've discovered - it's a [problem]. They charge isn't enforceable in the first place anyway.

 

Ignore everything and they will go away. Don't waste time talking to them again.

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