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    • I'm still pondering/ trying to find docs re the above issue. Moving on - same saga; different issue I'm trying to understand what I can do: The lender/ mortgagee-in-possession has a claim v me for alleged debt. But the debt has only been incurred due to them failing to sell property in >5y. I'm fighting them on this.   I've been trying to get an order for sale for 2y.  I got it legally added into my counterclaim - but that will only be dealt with at trial.  This is really frustrating. The otherside's lawyers made an application to adjourn trial for a few more months - allegedly wanting to try sort some kind of settlement with me and to use the stay to sell.  At the hearing I asked Judge to expedite the order for sale. I pointed out they need a court-imposed deadline or this adjournment is just another time wasting tactic (with interest still accruing) as they have no buyer.  But the judge said he could legally only deal with the order at trial. The otherside don't want to be forced to sell the property.. Disclosure has presented so many emails which prove they want to keep it. I raised some points with the judge including misconduct of the receiver. The judge suggested I may have a separate claim against the receiver?   On this point - earlier paid-for lawyers said my counterclaim should be directed at the lender for interference with the receiver and the lender should be held responsible for the receiver's actions/ inactions.   I don't clearly understand that, but their legal advice was something to do with the role a receiver has acting as an agent for a borrower which makes it hard for a borrower to make a claim against a receiver ???.  However the judge's comment has got me thinking.  He made it clear the current claim is lender v me - it's not receiver v me.  Yet it is the receiver who is appointed to sell the property. (The receiver is mentioned/ involved in my counterclaim only from the lender collusion/ interference perspective).  So would I be able to make a separate application for an order for sale against the receiver?  Disclosure shows receiver has constantly rejected offers. He gave a contract to one buyer 4y ago. But colluded with the lender's lawyer to withdraw the contract after 2w to instead give it to the ceo of the lender (his own ltd co) (using same lawyer).  Emails show it was their joint strategy for lender/ ceo to keep the property.  The receiver didn't put the ceo under any pressure to exchange quickly.  After 1 month they all colluded again to follow a very destructive path - to gut the property.  My account was apparently switched into a "different fund" to "enable them to do works" (probably something to do with the ceo as he switched his ltd co accountant to in-house).   Interestingly the receiver told lender not to incur significant works costs and to hold interest.  The costs were huge (added to my account) and interest was not held.   The receiver rejected a good offer put forward by me 1.5y ago.  And he rejected a high offer 1y ago - to the dismay of the agent.  Would reasons like this be good enough to make a separate application to the court against the receiver for an order for sale ??  Or due to the main proceedings and/or the weird relationship a borrower has with a receiver I cannot ?
    • so a new powerless B2B debt DCA set up less than a month ago with a 99% success rate... operating on a NWNF basis , but charging £30 to set up your use of them. that's gonna last 5mins.... = SPAMMERS AND SCAMMERS. a DCA is NOT a BAILIFF and have  ZERO legal powers on ANY debt - no matter WHAT its type. dx      
    • Migrants are caught in China's manufacturing battles with the West, as Beijing tries to save its economy.View the full article
    • You could send an SAR to DCbl on the pretext that you are going for a breach of your GDPR . They should then send the purported letter of discontinuance which may show why it ended up in Gloucester and see if you can get your  costs back on the day. It obviously won't be much but  at least perhaps a small recompense for your wasted day. Not exactly wasted since you had a great win  albeit much sweeter if you had beat them in Court. But a win is a win so well done. We will miss you as it has been almost two years since you first started out on this mission. { I would n't be surprised if the wrong Court was down to DCBL}. I see you said "till the next time" but I am guessing you will be avoiding private patrolled car parks for a while.🙂
    • It is extremely disappointing that you haven't told us anything about the result of the hearing. You came here at the very last minute and the regulars - all unpaid volunteers - sweated blood trying to get an acceptable Witness Statement prepared in an extremely short time. The least you could have done is tell us how the hearing went, information invaluable for future users. Evidently not.
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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DLC are informing Social Workers-please help


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Hi, Please help me..

 

I have had a call this morning from DLC who are concerned about my Income/Expenditure and small token payment against a very large Egg debt.

 

I have stopped speaking to them but they said it was regarding my childrens welfare so I spoke with them.

 

Because I have very little left they indicated that my children could suffer and social services may be informed and also the school they attend so she said I need to look at ways of raising my income which I will struggle to do.

 

I have sent SAR request and think the DN was wrong so I am going to challenge (see my other thread) them

 

I really dont know what to do in the meantime.

 

Should I tell the headmaster that I am in financial difficulty before they do. Will that look better to social services???

 

They are all I have now.

 

 

Vicky

xxxx

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THEY DID WHAT!!!!

 

If they did that, they would be breaking data protection laws.

 

They are just trying to scare you.

 

Report them straight away

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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did they put that in writing,

 

that is nothing short of BLACKMAIL, and you can take that a lot further

 

nothing to do with the school or Social Services

 

they are trying to scare you into paying them

NEVER FORGET

 

[sIGPIC][/sIGPIC]

 

Help Our Hero's Website

 

http://www.helpforheroes.org.uk/

 

HIGHWAY OF HEROES

 

http://www.consumeractiongroup.co.uk/forum/bear-garden/181826-last-tribute-our-lads.html

 

Like Cooking ? check the Halogen Cooker thread

http://www.consumeractiongroup.co.uk/forum/bear-garden/218990-cooking-halogen-cookers.html

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hello & wave

 

2u7t9g1.gif

 

Make a complaint to your local trading standards & the OFT with regards to their harassment and threats, they are in clear breach of OFT guidelines & CPUT ;

 

 

http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/DebtCollectionComplaintForm.DOC

 

The Office of Fair Trading: Contact us

 

[email protected]

 

Also make a complaint to the ICO https://www.ico.gov.uk/Global/contact_us.aspx

 

These tw@ts are well out of order! :mad::mad::mad:

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I would stop paying them all together and report their sorry asses to everybody and also write a strong letter of complaint to EGG for employing these cretins.

Customer Relations Office

Egg Banking plc

Riverside Road

Pride Park

Derby DE99 3GG

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This is a prime example of why you should never speak to these cretins on the 'phone. They will try every underhand dirty trick in the book to scare you into making payments into their filthy coffers. It's a dirty disgusting trade & I hope each and every one of them burn in hell.

 

Contact your MP too to complain.

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honeypot, relax and think about it , just how are they going to tell the school , ring every local school in your area, the schools cant confirm to anyone if your children attend them,

 

as suggested you need to take this further as suggested, its BLACKMAIL

NEVER FORGET

 

[sIGPIC][/sIGPIC]

 

Help Our Hero's Website

 

http://www.helpforheroes.org.uk/

 

HIGHWAY OF HEROES

 

http://www.consumeractiongroup.co.uk/forum/bear-garden/181826-last-tribute-our-lads.html

 

Like Cooking ? check the Halogen Cooker thread

http://www.consumeractiongroup.co.uk/forum/bear-garden/218990-cooking-halogen-cookers.html

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Please can anyone be 100% certain that Social Services and their school will not get involved with DLC

 

 

Vicky

xxxx

 

Absolutely 100 squillion per cent not....report these rogues to the OFT & trading standards asap :mad:

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Hi honeypot, if DLC is so concerned that they believe that your lack of money may cause your children to suffer why have they not considered writting off your debt ? They are just trying to extract more from you by any means .

sleepingdog

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Thankyou everyone.

I am a good mum and love my children more than anything. I just dont have any money to treat them to things which is all my fault.

 

Not your fault at all..you dont need to have money to be a good/loving mother & you dont need to justify yourself were thats concerned either.

Just make sure you deal with these scumbags asap like eveyone has said :mad:

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Thankyou everyone.

 

I am a good mum and love my children more than anything. I just dont have any money to treat them to things which is all my fault.

 

I am sure that you are and these bully's need to be put firmly in their place

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Honeypot

 

i feel i must comment here - these bullies need reporting asap

 

DO NOT EVER SPEAK TO THEM ON THE PHONE AGAIN

 

and welcome to CAG!

post office WON 12/11/06

 

abbey.LBA sent 30/10/06.MCOL claim submitted 8/11/06.allocation questionnaire sent 16/12/06.schedule of charges sent 16/12/06.WON

 

2nd abbey claim SAR sent 3/1/07.WON.complaint letter sent 18/1/08

 

alliance and Leicester.WON

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Hi honeypot, if DLC is so concerned that they believe that your lack of money may cause your children to suffer why have they not considered writting off your debt ? They are just trying to extract more from you by any means .

sleepingdog

 

Exactly, these low lifes will try any tactic to make you panic and agree to paying higher payments.

 

Social Services would not be in the least bit interested that you have debts, you are not giving into DLC and giving them the money that would feed and clothe your children.

 

I have 2 children & on my I&E form I entered the amount for school 'hot' dinners as I want my children to have a hot lunch in the winter months. I was asked by DCA if this was absolutely necessary:-x

 

Do not listen too them & if you do give in & listen, respond by telling them

thank you for bringing it to your attention that your children maybe suffering and you will therefore be reducing your payments or better still stopping them all together.

 

Report them immediately, they can not be allowed to get away it.

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Honeypot

 

It's a shame you couldn't have recorded the call or were able to afford to purchase a conversation recorder, and speak to them again on the phone.

 

To have what they said recorded would have been priceless in having these scumbags closed down!

 

They are breaking the law and they can't do anything to you except phone and write stupid letters, which can sound intimidating but once you know what they can and can't do you soon realise 'what the hell was I worrying about!?'

 

If you have a problem like this share it on here you will always get great advice and an answer to any debt problem.

 

So never get worried about these mugs!

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From now on- do NOT speak to them EVER again. EVER.

 

When they ring- refuse to confirm your ID and tell the person to put anything they whant to say to you in writing them slam the phone down.

 

After each call ring 14258. This will block the last number that called you.

 

Do it each time they and they will eventually run out of phone lines.

 

Listen to the advice given here.

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