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littlefatbudha

Reply From Moorcroft Cca

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Hi all,i am new to this (have made donation,only small hope iy helps)anyway,posted CCA letter to Moorcfoft on 03/07/2009,and today 08/07/2009 have received reply,please help what to do next,Many thanks.

Have uploaded letter,Many thanks.

IMG_0001.pdf

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standard crap from these idiots just ignore and after 12+2 days send the account in dispute letter


PGH7447

 

 

Getting There Slowly

---------

 

Advice is given freely but is in no way meant to be taken as Gospel:-)

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Hi and welcome LFB

 

Ignore....and sit tight. Wait for the CCA to come back(if it comes back)

 

Its a BS letter, on the one hand they are trying to get you to show your cards in antcipation of some legal dispute, and at the same time they are trying to intimidate you by using legalese language. They're coc*s.

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Erm, no, you wouldn't like to tell them what you are going to do, in court or otherwise, so they can just push off until they can find an agreement. Moorcroft at its best. :lol:

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Thanks you lot,you are worth your wait in gold !!!!!!!!!!!!!!!!!!!!!!!!!!!

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That's a lot of gold:p

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Regardless of any outcome you will start to receive letters from Moorcroft pre-school division aka pre-court division which is the IBM pc near the window that churns out letters daily.

 

This will be followed Moorcroft pre-doorstep collection, I personally have 12 of these I suppose it's a long walk from Salford.

 

Don't panic Moorcroft are you're typical scary letter merchants.


We live in an unmoderated country why should the net be any different?

Bring back free speech we miss it!

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Hi,i did actually send CCA to Moorcroft, my wife has already been paying Moorcroft at doorstep,for which i have since found out they should of made appointment,but they did not.

Should i send CCA to original creditor yet,or just DCA at moment

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just the DCA, takes longer and more messy for them:D

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I had that letter last week


If you find my post helpful please click on the scales at the top. Thank you

FAQ SECTION HERE

 

Halifax Bank Claim filed and settled

Halifax Credit Card settled

Argos Store Card settled

 

CCA requests sent to

Halifax Credit Card

LLoyds TSB Credit Card

Capital One

Moorcroft (Argos)

NDR

18/06/09

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Also stop the payments from ur wife tell her to tell them to go away and everything must be in writing.

 

this is the trespasses will be shot letter.

 

There is only an implied license under English Common Law for people to be able to visit me on my property without express permission; the postman and people asking for directions etc (Armstrong v. Sheppard and Short Ltd [1959] 2 Q.B. per Lord Evershed M.R.). Therefore take note that I revoke license under Common Law for you, or your representatives to visit me at my property and if you do so, then you will be liable to damages for a tort of trespass and action will be taken, including but not limited to, police attendance.

This basically means unless you have an appointment please leave or l will call the police.

 

this is the everything in writing letter

With reference to the above account number please note I am revoking my permission for your to contact me via telephone.

I would like to removed my number from your company records.

I require you to confirm to me in writing within 48 hours of receipt of this letter that you have removed my number from your system and that no more phone calls will be made to me by this company.

If the calls continue after 48 hours after the receipt of this letter then you will be in breech of Section 40 of the Administration of Justice Act 1970, and the Protection from Harassment Act 1997.

If you continue to harass me by telephone, you will also be in breach of the Communications Act (2003) s.127 and I will report you to OFCOM, Trading Standards and The Office of Fair Trading, meaning that you will be liable to a substantial fine.

I also reserve the right to take Moorcroft to court should you not respect my wishes.

Generally i send a combo of the 2 letters so i know they have them.

 


OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Thanks for all your help,was going to use Cartel Client,lucky enough i did not have the funds they wanted ( lucky me ).

Just to let you know these letters were for Barclaycard pre 2007, i think about 2005.

Will donate again 100% to keep this site going !!!!!!!!!!!!!!!

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Told DCA who collects from my wife to pi$% o&^ in so many words as he came to collect for another creditor and not the one i had CCA'd , but what the hell,he was shocked anyway and looked quite upset ,he said if i did not pay he would have to put "refused payment in book" to which i replied i dont care,good ridence !!!!!!!!!!!!!!!!!

Edited by littlefatbudha

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oh dear he was upset.

well he can put refused payment in the book he can also pay a visit to the cops for tresspassing which in his job wont look good.


OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Thanks godmother,he did look rather shocked,!!!!!!!!!!!!!!!

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thanks godmother,did you read my other thread, where i did know a DCA, who told me that,the insurance companies did not like insuring so called DCA's on car insurance,it is a very high premium ,which most do not disclose,so if you do receive a visit ,report the alleged DCA for no insurance, let the police investigate harrasement and no insurance !!!

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I never read ur other thread but i can safely say i have never had a DCA for my debts Just the ex residents and he got told were to go.


OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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I sent my CCA letters out on 3rd July 2009, first class and recorded delivery, am i right in saying the deadline for receiving CCA is 23rd July 2009, thanks.STEVE

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I sent my CCA letters out on 3rd July 2009, first class and recorded delivery, am i right in saying the deadline for receiving CCA is 23rd July 2009, thanks.STEVE

 

 

That sounds about right to me, although if my experience of Moorc@ck is anything to go by you'll either get a "sorry we can't find it" letter or it'll get passed to someone else.

 

You can lawfully cease making any payments now, at least until they furnish the CCA, you can also complain for their failure to produce as well

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Hope this helps

 

 

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If you feel that have been helpful please feel free to tip the scales.

 

 

The large print giveth, but the small print taketh away. ~Tom Waits, Small Change

 

 

Please note: i am not a qualified lawyer, any advice is offered in good faith and is based on my own and others experiences and a penchant for research and a desire to help others to empower themselves

 

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Yes, think i will do that, would i be right in saying, OFT and TS for starters.

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Sorry to hijack your thread, but the here replies are excellent and boy do I need some advice.

My sister is a single parent, living on benefits and is also a carer for my 77 year old mum who has parkinsons.

I have just found out the Cabot Financial have been hounding her by phone for months over 3 debts. I think they were all originally Bank of Scotland but I may be wrong. She was never told the debt was being assigned to Cabot. The kept refusing her offers of payment saying they were too low. These lowlifes are now taking £50 per month for one debt, £20 a month for another and she was about to set up a DD for another £15 on the last one. Luckily I found out and she spilled the beans on what she's been through. She has been pushed to the point of breaking by them, been threatened they will come and take her car (which she needs to get our disabled mum around in and is worth about 5 bob!), TV etc if she doesn't pay. Consequently she is totally skint most of the time and getting into more debt with other things. I told her to rip up the last DD and sent them the request for copy of signed agreement. They sent back saying they are confident they can supply this within the 12+2 days, we'll see. What I want to know is, can she now stop the ridiculous payments and send the request for original docs for the other two accounts? All she wants to do is reduce the payments to something she can actually afford, but I want to really stuff them if I can! Suggestions please?:confused:

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Sorry to hijack your thread, but the here replies are excellent and boy do I need some advice.

My sister is a single parent, living on benefits and is also a carer for my 77 year old mum who has parkinsons.

I have just found out the Cabot Financial have been hounding her by phone for months over 3 debts. I think they were all originally Bank of Scotland but I may be wrong. She was never told the debt was being assigned to Cabot. The kept refusing her offers of payment saying they were too low. These lowlifes are now taking £50 per month for one debt, £20 a month for another and she was about to set up a DD for another £15 on the last one. Luckily I found out and she spilled the beans on what she's been through. She has been pushed to the point of breaking by them, been threatened they will come and take her car (which she needs to get our disabled mum around in and is worth about 5 bob!), TV etc if she doesn't pay. Consequently she is totally skint most of the time and getting into more debt with other things. I told her to rip up the last DD and sent them the request for copy of signed agreement. They sent back saying they are confident they can supply this within the 12+2 days, we'll see. What I want to know is, can she now stop the ridiculous payments and send the request for original docs for the other two accounts? All she wants to do is reduce the payments to something she can actually afford, but I want to really stuff them if I can! Suggestions please?:confused:

 

If your mum cannot afford the payments as set by the dca, then she/you should write telling them that you are reducing it to £1 per month due to her current status.

 

Then when they get shirty over the reduced payments, request the CCA and watch them squirm when they cannot carry out their responsibilities

 

As for the one who is confident about the 12+2 days, make sure you are as confident about complaining on day 12+3 and follow it through.

 

If you need further advice, start a new thread


Hope this helps

 

 

If you feel that this site has helped you in any way please leave a donation if you can afford to do so.

 

If you feel that have been helpful please feel free to tip the scales.

 

 

The large print giveth, but the small print taketh away. ~Tom Waits, Small Change

 

 

Please note: i am not a qualified lawyer, any advice is offered in good faith and is based on my own and others experiences and a penchant for research and a desire to help others to empower themselves

 

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Brilliant, I was hoping the answer would be something like that.

 

Thank you so much.

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She needs to go to the bank and stop the dd. In writing she needs to inform the banks she is not wanting to pay them again and she does not want them having any more money outta her account.

 

i would also advise cabot u are stopping payments as they are 2 high for her.


OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Posted Account In Dispute letter today, wonder what i will receive back from them ???????????????/

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