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Please help,I desperately need advice,I really don't know where else to turn


Luvlife1
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Hi everyone,I'm a new user,I hope this site will be able to help me get out of this mess.

 

Basically,I have been really irresponsible and stupid and now it is coming back to bite me.Two years ago I took out a store card whilst in my first year of uni.When I left my residence,I was in debt with the store where I got the card,but never notified them I was changing my address.It's now been two years,I haven't made any payments and the company doesnt know my address but am certain they will find it.I want to make repayments but am terrified to call the companies in case I'm automatically slammed with a court order,or worse,they come to my parents house where I'm now staying and send the bailiffs in and take all their property.My dad was recently diagnosed with a terminal illness and he has given me some early inheritance,to pay for rent at a new residence and to cover the cost of uni fees.He and my mum have no idea I am in debt and am scared that this money will be taken off me if I phone the companies.I realise I must sound like a spoiled brat,I promise I am not,I have just been really stupid and now I am in trouble and I don't know what to do.Please,if anyone could give me some advice,I would be really grateful.

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