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    • This is the other sign  parking sign 1a.pdf
    • 4 means that they need to name and then tell the people who will be affected that there has been an application made, what the application relates to (specificially "whether it relates to the exercise of the court’s jurisdiction in relation to P’s property and affairs, or P’s personal welfare, or to both) and what this application contains (i.e what order they want made as a result of it) 5 just means that teh court think it is important that the relevant people are notified 7 means that the court need more information to make the application, hence they have then made the order of paragraph 1 which requires the applicant to do more - this means the court can't make a decision with the current information, and need more, hence paragraph one of the order is for the applicant to do more. paragraph 3 of the order gives you the ability to have it set aside, although if it was made in january you are very late. Were you notiifed of the application or not?    
    • These are the photos of the signs. At the entrance there is a 7h free sign. On some bays there is a permit sign.  Also their official website is misleading as it implies all parking is free.  I can't be certain of the exact parking bay I was in that day, and there was no PCN ticket on my car and no other evidence was provided.  parking sign 2.pdf
    • Hi, In my last post I mentioned I had received an email from SS who were asking me to hand over the keys to my mother’s flat so they could pass them to the Law firm who have been appointed court of protection to access, secure and insure my mother’s property.  Feeling this, all quickly getting out of my hands I emailed ss requesting proof of this. I HAVEN’T HEARD BACK FROM SS.  Yesterday, I received an email (with attached court of protection order) from the Law Firm confirming this was correct (please see below a copy of this).  After reading the court of protection order I do have some concerns about it:   (a)   I only found out yesterday, the Law firm had been appointed by the court back in January.  Up until now, I have not received any notification regarding this.  (b)   Section 2   - States I am estranged from my mother.  This is NOT CORRECT    The only reason I stepped back from my mother was to protect myself from the guy (groomer) who had befriended her & was very aggressive towards me & because of my mother’s dementia she had become aggressive also.  I constantly tried to warned SS about this guy's manipulative behaviour towards my mother and his increasing aggressiveness towards me (as mentioned in previous posts).  Each time I was ignored.  Instead, SS encouraged his involvement with my mother – including him in her care plans and mental health assessments.   I was literally pushed out because I feared him and my mother’s increasing aggression towards me. Up until I stepped back, I had always looked after my mother and since her admission to the care home, I visit regularly.   .(c)    Sections -  4, 5 and 7  I am struggling to understand these as I don’t have a legal background.  I was wondering if there is anyone who might be able to explain what they mean.  It’s been a horrendous situation where I had to walk away from my mother at her most vulnerable because of; ss (not helping), scammer and groomer. I have no legal background, nor experience in highly manipulative people or an understanding of how the SS system operates, finding myself isolated, scared and powerless to the point I haven’t collected my personal belongings and items for my mother’s room in the care home.  Sadly, the court has only had heard one version of this story SS’s, and based their decision on that. My mother’s situation and the experience I have gone through could happen to anyone who has a vulnerable parent.    If anyone any thoughts on this much appreciated.  Thank you. ______________________________________________________  (Below is the Court of Protection Order)  COURT OF PROTECTION                                                                                                                                                                                   No xxx  MENTAL CAPACITY ACT 2005 In the matter of Name xxx ORDER Made by  Depty District Judge At xxx Made on xxx Issued on 18 January 2024  WHEREAS  1.     xxx Solicitors, Address xxx  ("Applicant”) has applied for an order under the Mental Capacity Act 2005.  2.     The Court notes (my mother) is said to be estranged from all her three children and only one, (me) has been notified.  3.     (Me) was previously appointed as Atorney for Property and Affairs for (my mother).  The Exhibity NAJ at (date) refers to (me) and all replacement Attorneys are now officially standing down.  4.     Pursuant to Rule 9.10 of the Court of Protection Rules 2017 and Practice Direction 9B the Applicant 2must seek to identify at least three persons who are likely to have an interest in being notified that an application has been issues.”  The children of (my mother), and any other appointed attorneys are likely to have an interest in the application, because of the nature of relationship to (my mother).  5.     The Court considers that the notification requirements are an important safeguard for the person in respect of whom an order is sought.  6.     The Court notes that it is said that the local authority no longer has access to (my mother’s) Property.  7.     Further information is required for the Court to determine the application.  IT IS ORDERED THAT  Within 28 days of the issue date this order, the Applicant shall file a form COP24 witness statement confirming that the other children of (my mother) and any replacement attorneys have been notified of the application and shall confirm their name, address, and date upon which those persons were notified.  If the Applicant wishes the Court to dispense with any further notification, they should file a COP9 and COP24 explaining, what steps (if any) have been taken to attempt notification and why notification should be dispensed with.   Pending the determination of the application to appoint a deputy for (my mother), the Applicant is authorised to take such steps as are proportionate and necessary to access, secure and insure the house and property of (my mother).   This order was made without a hearing and without notice.  Any person affected by this order may apply within 21 days of the date on which the order was served to have the order set aside or varied pursuant to Rule 13.4 of the Court of Protection Rules 2017 (“the Rules”).  Such application must be made on Form COP9 and in accordance with Part 10 Rules.              
    • Unless I've got an incorrect copy of the relevant regulation: The PCN is only deemed to have arrived two days after dispatch "unless the contrary is proved" in which case date of delivery does matter (not just date of posting) and I would like clarification of the required standard of proof. It seems perhaps this hasn't been tested. Since post is now barcoded for the Post Office's own tracking purposes perhaps there is some way I can get that evidence from the Post Office...
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C A B Tommorow


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HI to all

 

So We have waited five weeks for our appt with C A B and it is tommorow and we cant wait, as our initial meeting was very relaxed, however I need a little input as to what to do.

 

Do I still cca companies that I want to, or do I let the CAB deal with them?, and will it effect me in any way if the CAB make offer of payments on my behalf, and I am chasing them with a cca?.

 

Just to let you's know that since I informed various creditors that I was seeing CAB, they did not seem to happy, especially 'Portland house' who'm act for Morgan Stanley, they keep calling me, infact about half hr ago saying that they will commence crt action etc etc as they have been saying that for over a year ( What is my best way forward with Portland House).

 

Cheers I shall let you all know how it goes tommorow.

 

Goodnight all

 

Mr W

Regards..Mr Worried :)

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CAB will NOT get involved in challenging your debts

 

just let them set up the arrangement or you and then do the business on here with help from us

 

CAN CCCS PAYPLAN will never give you any encouragement or positive advice about challenging debts

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CAB will NOT get involved in challenging your debts

 

just let them set up the arrangement or you and then do the business on here with help from us

 

CAN CCCS PAYPLAN will never give you any encouragement or positive advice about challenging debts

Thanks for the reply

But if they set up an arrangement am I still allowed to challenge the debt? and if yes then will it effect the arrangement?

 

Thanks

 

Mr W

Regards..Mr Worried :)

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CAB will NOT get involved in challenging your debts

 

just let them set up the arrangement or you and then do the business on here with help from us

 

CAN CCCS PAYPLAN will never give you any encouragement or positive advice about challenging debts

 

Absolutely spot on....

 

CAB will just give you the 'absolutely necessary expenses' blank form to fill in (and a bit of advice on which bits to expand upon) and photocopy, then its down to you to deal with your creditors - make offers of payment etc etc...

 

Pls remember - once you acknowledge the debt and make any offer of payment - your statute barrred debt date resets to the date you acknowledge...

 

So if you have a debt you havent acknowledged for 5 yrs and 6 months and you go through the process with CAB, send out the letters - acknowledge the debt etc

 

The debt would have been statute barred in 6 months

 

Once the letters go out and the debt is acknowledged - its 6 years again - from date of acknowledgement....

 

Sometimes you need to weigh up the options carefully....

 

I wish I had found this site 5 years ago :p

Edited by Gixer1100
Missing the info link
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5 weeks for an appointment!! That's taking the P.

 

Cut backs on the CAB mean they are less pro-active and you may as well DIY it for what they are worth. Each one funds their own cause and they are so overwhelmed they can't cope. Either way all you will get is basic advice that you can easily read from National Debtline in the comfort of your own home and act upon.

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Absolutely spot on....

 

CAB will just give you the 'absolutely necessary expenses' blank form to fill in (and a bit of advice on which bits to expand upon) and photocopy, then its down to you to deal with your creditors - make offers of payment etc etc...

 

Pls remember - once you acknowledge the debt and make any offer of payment - your statute barrred debt date resets to the date you acknowledge...

 

So if you have a debt you havent acknowledged for 5 yrs and 6 months and you go through the process with CAB, send out the letters - acknowledge the debt etc

Thankyou for the reply

WoW..St

 

The debt would have been statute barred in 6 months

 

Once the letters go out and the debt is acknowledged - its 6 years again - from date of acknowledgement....

 

Sometimes you need to weigh up the options carefully....

 

I wish I had found this site 5 years ago :p

 

Thanks for the reply

WOW Statue Barred? can any body explain this please! seems like I have to make decisions, and I will do along with the help of the cagers.

 

Does any body have a 'letter of authority' so I can take over my partners grief etc.

 

Thank you

 

Mr W

Regards..Mr Worried :)

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You may wish to send Portland House this letter -

 

Your Street

Town

City

Postcode

DATE HERE

 

 

Company Name

Road

Town

City / County

Postcode

 

 

Dear Sirs

 

Harassment by telephone

 

Account Number: XXXXXXX

I am writing in relation to the quantity and frequency of telephone calls that I have received from your company, which I deem to be personally harassing.

I have verbally requested that these stop, but I am still receiving calls. (Delete if necessary)

I now require all further correspondence from your company to be made in writing only.

I am of the view that your continued harassment of me by telephone puts you in breach of Section 40 of the Administration of Justice Act 1970, and the Protection from Harassment Act 1997.

If you continue to harass me by telephone, you will also be in breach of the Communications Act (2003) s.127 and I will report you to OFCOM, Trading Standards and The Office of Fair Trading, meaning that you will be liable to a substantial fine.

Be advised that any further telephone calls from your company will be recorded. (**Even if you don‘t yet have recording equipment!!**)

 

Yours faithfully,

 

 

[NAME HERE]

 

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You might be really lucky with the CAB and go to one that has a money adviser...

 

The other thing to be aware of - if a debt has been assigned and you have not received notice of the assignment by registered post/recorded delivery then it is possibly not in your interests to write to the new creditor

If I've helped feel free to add to my reputation.

 

I am not a Practising Lawyer. My comments are my opinion only. You should not rely upon those comments and should always take your own professional advice from a practising Solicitor or Barrister

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Hi guys,

 

Can I just make a point of saying that depending which CAB you use depends on what happens.

 

I am starting training on Monday at a local CAB and they do challenge debts.

 

I have had a couple of really good indepth conversations with the resident debt specialist (which is my ultimate goal), and this is the first step taken with all new clients.

 

Regards

 

David

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Hi mr worried, like you I also sought help from CAB as well as other debt advice centres and being 'new' to debt believed all they said which quite frankly was frightening, I have since found out with the help of this site that a lot of debts can be challenged and court action is not always bad. I am now in a much stronger position both financially and mentally and whilst the advice from CAB was welcomed the picture is not always as grey as they sometimes paint.

sleepingdog

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Hi guys,

 

Can I just make a point of saying that depending which CAB you use depends on what happens.

 

I am starting training on Monday at a local CAB and they do challenge debts.

 

I have had a couple of really good indepth conversations with the resident debt specialist (which is my ultimate goal), and this is the first step taken with all new clients.

 

Regards

 

David

 

good on yer- nice to see folk helping

 

however unless there has been a major policy shift it was always their intention that if you borrowed the money you owe it and they will not assist or advise in legal challenges to agreements

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good on yer- nice to see folk helping

 

however unless there has been a major policy shift it was always their intention that if you borrowed the money you owe it and they will not assist or advise in legal challenges to agreements

 

I think that most Bureaux adopt that approach - although there are exceptions - I've been employed in the past in a CAB, in Wolverhampton, and have worked alongside paid debt advisers who have actively challenged agreements.

 

I also know, for example, that the Sheffield CAB Debt Support Unit - which provides specialist debt advice to other CABx and advice centres in Sheffield have been heavily involved in challenging agreements - for example they've done a lot of work on log book loans and enforceability...

 

It really does come down to the individual bureau and the individual workers...don't forget that CABx are not run by NACAB - what actually happens is that individual bureaux are separate charities which have a franchise from NACAB - there is a lot of difference between individual CAB.

 

Derby for example is also a law centre which employs legally qualified staff

 

Unfortunately it really does depend on the luck of the draw as to what approach the local CAB takes...its' a question of suck it and see

If I've helped feel free to add to my reputation.

 

I am not a Practising Lawyer. My comments are my opinion only. You should not rely upon those comments and should always take your own professional advice from a practising Solicitor or Barrister

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You might be really lucky with the CAB and go to one that has a money adviser...

 

The other thing to be aware of - if a debt has been assigned and you have not received notice of the assignment by registered post/recorded delivery then it is possibly not in your interests to write to the new creditor

 

Thanks for the reply. but can you explain your advice in a fashon that my partner may understand, and why not write to them?

 

Mr W

Regards..Mr Worried :)

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Hi mr worried, like you I also sought help from CAB as well as other debt advice centres and being 'new' to debt believed all they said which quite frankly was frightening, I have since found out with the help of this site that a lot of debts can be challenged and court action is not always bad. I am now in a much stronger position both financially and mentally and whilst the advice from CAB was welcomed the picture is not always as grey as they sometimes paint.

sleepingdog

Hi Thanks for your reply, my missus thinks if they say jump, she will and if they say br she will, but it is not that bad to go br, I will suck n see today at 3pm then let you's know how we get on..

 

Ta

 

Mr W

Regards..Mr Worried :)

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Its' all about the Notice of Assignment - before the assignment is "effectual" written notice has to be given. There is no prescribed form of the notice - anything that tells you there has been an assignment will do - Unless the notice is either served by registered post/recorded delivery or hand delivered OR you have acknowledged receipt of the Notice any claim brought by the new creditor will be fatally flawed - they must be able to prove that the NoA was served before the claim was issued - if not then you have a defence to any claim

If I've helped feel free to add to my reputation.

 

I am not a Practising Lawyer. My comments are my opinion only. You should not rely upon those comments and should always take your own professional advice from a practising Solicitor or Barrister

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I think that could be.possibly the only reason I am pleased I live in Sheffield.

 

 

Regards

 

David

 

Snap - so do I

If I've helped feel free to add to my reputation.

 

I am not a Practising Lawyer. My comments are my opinion only. You should not rely upon those comments and should always take your own professional advice from a practising Solicitor or Barrister

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CAB will NOT get involved in challenging your debts

 

just let them set up the arrangement or you and then do the business on here with help from us

 

CAN CCCS PAYPLAN will never give you any encouragement or positive advice about challenging debts

 

 

That's because they are funded by the banks - Also whether or not the agreement is enforceable & if it ain't they think you have a 'moral' duty to pay:cool:

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Castle Advice, on Duke Street

 

I think that they have an LSC debt contract...

 

One of the good things about Sheffield is that there are quite a few good debt workers around - by reputation Castle are pretty good

If I've helped feel free to add to my reputation.

 

I am not a Practising Lawyer. My comments are my opinion only. You should not rely upon those comments and should always take your own professional advice from a practising Solicitor or Barrister

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