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Sweeney Todd

Lloyds/BLS

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Edited by Sweeney Todd

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Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Edited by Sweeney Todd

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I would, make sure they got it, and don't sign it ;).


 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Edited by Sweeney Todd

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Yes, 12+2 working days, from the date they sign for it.

 

Regards.

 

Scott.


 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Edited by Sweeney Todd

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Hi,

 

With the Balance showing '0', looks like they have sold your account to BLS.

 

You could try sending this to BLS..............

 

Dear Sir,

 

Your conduct in this matter is wholly unacceptable especailly given the chain of events that have led to this point in time

 

Any more frivolous threats by your organisation will be met by a claim against your company, the grounds for such an action will be set out in accordance with the Civil Procedure Rules and CPR Pre Action Protocols

 

In addition, since you persistently fail to provide a copy of the contract which you allege gives a right of action, i may need to make a pre action disclosure application before the court to ensure that i have all the documents which are relevent to my potential claim

 

Of course at the point where you fail to comply with the order of the court im sure you will be aware that my claim would succeed without question

 

 

So please withdraw your frivolous threats and confirm that this matter is now closed and no further correspondence will be forthcoming from your organisation.

 

Regards.

 

Scott.


 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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BLS are part of Lloyds

 

so, they are mere debt collectors who are employed by Lloyds TSB

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Edited by Sweeney Todd

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Yeah. On the bottom of the BLS letter it says "BLS Collections is a trading name of Lloyds TSB Bank plc"

 

That's what's confusing me. One department is ignoring my CCA request and demanding £12k or they will commence legal action against me in 14 days. The other has cashed my £1 cheque and then written to me to say that they can't provide the copies and summarising the account details and stating that the balance is £0.

 

I don't know whether to ignore BLS for the time being because of Lloyds letter, whether to send the Account in Dispute letter to Lloyds or whether to send BLS a copy of Lloyds letter and advise them that Lloyds have confirmed that the balance is £0 and so that they no longer have a debt to pursue.

 

I think when they say the amount owed to Lloyds is £0, they have passed the account to BLS (Lloyds left arm) which means you owe it to them.

They really are a complete set of (Edit) to deal with, as they will pass you from one person/dept to another, avoiding any positive response to your letters.

I got a reply to a CCA request which said "Please find enclosed a copy of your application form" and there was nothing in the envelope !!!!

And this was the second time they had claimed to have sent it to me.

 

Good luck with them.

Edited by maroondevo52
Removed inappropriate word

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Edited by Sweeney Todd

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Edited by Sweeney Todd

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Edited by Sweeney Todd

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Hi Sweeney Todd,

How did you get on with Lloyds?

Exasp

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Hi Sweeney Todd,

If you sent a draft letter from here it clearly states that if you do not hear anyting from them in writing within 14 days then you can presume the debt is reduced to nil. Check what leter you sent if it did say this I would add it on your post and ask one of the site team to evaluate your position.

Sounds good tho

E

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