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    • Excellent, please consider a modest contribution to the site in recognition of the help you have had and the potential expense saved.
    • Hi all,   Background - after a boozy Christmas pub-crawl in Kirkcaldy with friends my wife came to get me in my car to kindly pour me home. :-)     Weeks later I got a letter (as the registered keeper of my car) advising that it was parked in a private car park (Nicol Street, Kirkcaldy) at 7.41pm on 27th December and asking me for £160! (£100 fine and £60 "debt collection fee"). This was the first contact and the car never got a ticket as it was at night and over the Christmas holidays and dark - my wife and I were unaware that this was a private car park and she was only there to collect me.   I ignored it.   Today I received a Demand Before Court Action letter for £160 - only the 2nd bit of correspondence and some 6 and a half months after "the event". They are using Pollock Fairbridge Schiavone solicitors and stating their clients "have not heard from you (me) regarding payment".  I'm the owner of the car but not the driver who put it there so I have indeed never contacted them.   Am I correct in thinking: a) I am under no obligation as the Registered Keeper to respond? b) I am not required to respond as the driver technically commits the offence, not the car? c) I am under no obligation to disclose who was driving? d) They have no right to get my details from the DVLA? e) The Protection of Freedom Act 2012 does not apply in Scotland? f) As a one-off event where no damage was made trespass on this land is not appropriate?   Do I continue to ignore this?   Thanks in advance for any advice.        
    • British Retail Consortium says prices of staple items will go up 'substantially' if there is no deal.   https://www.theguardian.com/politics/2020/jul/10/no-deal-brexit-will-raise-cost-of-uk-household-staples-say-retailers
    • Well done! This is more than likely the end of it, but you should check with the court at some stage that they've officially discontinued.   They can still chase you for the debt, and they might, but you can just ignore. If they were to issue proceedings again, you can refer to this case in your submissions - it won't reflect very well on them if their case is similar to this time. The chances of them trying again are probably slim though.
    • Send the AOS immediately with intention to defend.  Monitor this thread for a fuller reply lster or tomorrow
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    • Hi,  
      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
       
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mnay

Cap 1 CCA

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Hi

 

I have been reading GimmeMoneys case and have a few questions- i'm not sure if you have managed to resolve this as you have not provided a recent update but I ma interested to know whether they had included the info that the site team member indicated was required e.g no of repayments, amount, frequency and timing of repayment etc and whether you eventually managed to successfully write off thedebt.

 

I am also considering doing the same and have a few questions - I have managed to obtain the template letter to send to the company but wanted a little bit of advice regarding what happens after this. I have done something similar with bank charges and found a lot more advice on how to handle responses. I have several questions including:

 

Once I have sent the letter, what should I do if the they have no CCA? Should I stop paying, but if so will they take me to court?

 

If I stop paying and they don;t take me to court, how will this appear on my experion credit report- will it appear assettled or defaulted?

 

If they do threaten to take me to court, what should I do then? I could not find any further letters and whilst I do want to do and avoid paying high fees to solicitirs, I am slightly concerned that with very limited legal knowledge, I am taking on more than I can handle.

 

Any advice from an expert or anyone who has done this before would be greatly appreciated.

 

Thanks :-)

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