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Quick question Regarding 8 Week deadline... **A HSBC WON**

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Currently in the process of reclaiming my PPI for a loan with the HSBC, and have realised that today is the final day of the 8 week deadline and have had no response from the HSBC saying whether they are gunna pay up or not. Have only had letters saying, 'we're investigating'. So, i phoned the guy dealing with it and he has told me that a letter has gone out today and should arrive tomorrow.

 

If this letter turns up saying that they aren't going to pay up, what do i do? As it's the end of the 8 weeks, do i send them another letter asking them to look at it further or do i just go ahead and begin taking up my complaint with the financial ombudsman??

 

Thanks.

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Currently in the process of reclaiming my PPI for a loan with the HSBC, and have realised that today is the final day of the 8 week deadline and have had no response from the HSBC saying whether they are gunna pay up or not. Have only had letters saying, 'we're investigating'. So, i phoned the guy dealing with it and he has told me that a letter has gone out today and should arrive tomorrow.

 

If this letter turns up saying that they aren't going to pay up, what do i do? As it's the end of the 8 weeks, do i send them another letter asking them to look at it further or do i just go ahead and begin taking up my complaint with the financial ombudsman??

 

Thanks.

 

Yes do not waste more time they know they have 8 weeks to respond and a failure leads to a complaint to the FOS or Court action.

 

I was due a response from HSBC by 30 June and guess what no response so now the battle commences. You must not let the banks play around they know the timescales so stick to them and the complaints procedures.

 

aa


I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

------------------------------------------------

Bank charge successes:

Halifax - Full settlement incl interest.

HSBC - Settlement, goodwill no admission of liability about 75% of claim.

RBS - Settlement, goodwill no admission of liability about 70% of claim.

2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did :mad:

PPI Successes

PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.

2 claims settled in full with LV without FOS involvement.

2 claims settled in full with HSBC without FOS involvement

 

PPI Claims ongoing with:

Cap one Now with the FOS

Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.

LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

 

1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..

Post 290 from

***RBS PPI Claim Long fight but, WON***

 

Please do not PM me for advice as it may be sometime before I can respond.

 

Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.

 

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Hi,

Just a quick word to let you all know that my letter arrived from the HSBC today, and........

 

FULL REFUND + INTEREST TOTALLING £2443.29!! WOOHOOOOOO!!!!!

:D:D:D:D

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Well done nice result do you want a **WON** added to your thread title and then you can post a success in the PPI successes in the stickies at the top of the forum?

 

aa


I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

------------------------------------------------

Bank charge successes:

Halifax - Full settlement incl interest.

HSBC - Settlement, goodwill no admission of liability about 75% of claim.

RBS - Settlement, goodwill no admission of liability about 70% of claim.

2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did :mad:

PPI Successes

PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.

2 claims settled in full with LV without FOS involvement.

2 claims settled in full with HSBC without FOS involvement

 

PPI Claims ongoing with:

Cap one Now with the FOS

Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.

LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

 

1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..

Post 290 from

***RBS PPI Claim Long fight but, WON***

 

Please do not PM me for advice as it may be sometime before I can respond.

 

Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.

 

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Well done nice result do you want a **WON** added to your thread title and then you can post a success in the PPI successes in the stickies at the top of the forum?

 

aa

 

Yes please! i'll go add my case to the stickied successes thread now! :)

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