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log book loans void?

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Hi all,

if the OFT do not allow lbl to retain their licence what would happen to all of us that have been conned by these lowlife?

ie will it be passed on to some other low life and we still hide our cars?.

or will all loans given out since feb 2006 be null and void and scrapped as a con?

i was forced into taking out 3 loans from £500 which was the first, to pay the previos loans off and i now owe them a small fortune but they have not contacted me for 2 years since i sent them a letter claiming misrepresentation and extortionate rates.

any help cos i too need to sell my car.

thanks

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The trading standards officer at Wandsworth told me that if they lose their licence, the loans currently on the books would probably be transferred to a new company set up by lbl to facilitate the collection of monies, etc, until the loans are finished. They would simply not be allowed to create new loans.

 

In order to invalidate existing loans, I guess one would have to convince a judge that the licence removal evidenced unfair practices (indeed, the OFT guidance makes clear that licence removal is about just that)

 

"Where the OFT has evidence of any of the following acts by licensees they act to revoke a licence:

(a) Committed offences involving fraud, or other dishonesty or violence

(b) Failed to comply with the requirements of credit or other consumer legislation

© Practised discrimination in connection with their business

(d) Engaged in business practices appearing to the OFT to be deceitful, oppressive or otherwise unfair or improper (whether unlawful or not)

 

If lbl lost their licence, the OFT report would evidence which of the above they consider lbl guilty of, and this could be used in court.

 

Frustrated.

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Hi Frustrated

 

that would be good news for all.

Although slimy lbl know this and it is probably something lbl are looking into due to their activities of reappointments to make it look as if they have eliminated the bad...and then just in case they will have a company waiting to takeover debts they unlawfully contracted, with the same anonymous **** in the background as silent partners and some new mug upfront. so original crooks getting off scott free,no penalties and still even more people suffering ill health because of these.

it makes ya sick...

Thanks for that.

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