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    • Here is what exposes Johnson & Co Commission document, makes for sober reading   Wonder if Snake Oil Singham has read and digested it?   https://ec.europa.eu/info/sites/info/files/brexit_files/info_site/com_2020_324_2_communication_from_commission_to_inst_en_0.pdf
    • Must be a positive if the Insurers are now using the legislation as it was intended. It is just that I have not heard of it being used for Car Insurance, as the 22% comes from the Insurers rating calculations, which is not available information to the Policyholder. With Home Insurance, if you Insured a Building for £100k, when it should have been Insured for £122k, it is easier to grasp.   The Insurers would have issued the policy documents clearly showing that no motoring offences had been included within the premium calculation and the OP has had 5 months to correct the record with Insurers before the accident.   Perhaps probe the Insurers on the 22%. Can they provide evidence from their Underwriting rating guidance that this is the extra premium for 2 SP30's.
    • Moorcroft are just a first DCA that Natwest use, after Natwest have stopped chasing it.   The debt is still owned by Natwest and is currently sat with Moorcroft, but in a pile with many thousands of others.   If your new postal address is showing on your credit file, Moorcroft would have sent letters if they thought this was a priority debt to chase.     
    • We signed up to a credit reference agency.  Got an email this morning saying a search had been carried out in my husband’s name.  It’s by Moorcroft who are doing it on behalf of NatWest. Do we worry?  It’s been over 6 years since last payment and we wrote to NatWest in January advising of our new address.  They and Moorcroft both emailed an old email address which we have access to but never use asking us to confirm our address.  We didn’t respond to it.
    • Hi   I am sorry to hear of your recent loss   The Club I assume you joined would more than likely have had Terms & Conditions, Data Protection, Privacy Policy and did you sign any Agreement to join that CLub?   On Facebook did they actually Name (use your name) on the posts or did they use mum/mother etc?   As has been asked could you give us some background for your reason to send the SAR. If they have refused to give you certain Personal Data under your SAR request then I would suggest writing to them and refering to your SAR Request and their refusal to provide XYZ you requested and that you require clarification as to why this was refused and under exactly which Article of the General Data Protection Regulations (GDOR) they are relying on for this refusal.   The Clubs Constitution is only how the Club is setup you need to ask them for copies of the following:   Data Protection Policy   Privacy Policy (note the above policies may be on that Clubs website if they have one)   This link breaksdowns the General Data Protection Regulations (GDPR): https://www.privacy-regulation.eu/en/index.htm      
  • Our picks

    • Currys Refuse Refund F/Freezer 5day old. Read more at https://www.consumeractiongroup.co.uk/topic/422656-currys-refuse-refund-ffreezer-5day-old/
      • 5 replies
    • Hi,  
      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
       
      I put a few things in my trolley and then did a shop.
      I paid and was about to get into my car when the security guard stopped me and asked me to come back in.
       
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      I was mortified and said I forgot to scan the clothes and a conditioner, 5 items.
      I know its unacceptable but I was distracted and Initially hadn’t really planned to use scan and shop.
       
      No excuse.
      I offered to pay for the goods but the manager said it was too late.
      He looked at the CCTV and because I didn’t try to scan the items he was phoning the police.
       
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    • The courier industry – some basic points for customers. Read more at https://www.consumeractiongroup.co.uk/topic/421913-the-courier-industry-%E2%80%93-some-basic-points-for-customers/
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    • The controversial sub-prime lender says the City watchdog is investigating its practices.
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seniorservice

Ownership of DCA's

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Just goes to show how murkey the whole DCA industry is.

Dont worry though...CAG will keep them all in check ;)

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Just shows how deluded these private equity bosses are when they say things like "debts have to be repaid".....not without the correct paperwork & not without court approval 1st, they dont :)

"They believe they deal sensitively"........ooooh there goes that pig :rolleyes:

"There are many people who simply refuse to pay their debts".....yeah & im one of them, what you going to do about it morons, send threatograms?

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bumping this up, for all to see!

 

AC

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I spotted a while back about ISIS EPs involvement with credit solutions. I've posted a whole list of companies they're tied up with.

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As some of our politicians are also involved in the private equity companies, I think their concern is more to do with the Observer finding out, than the situation.

 

David

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from bridgepoints web site

 

http://www.bridgepoint.eu/sites/default/files/Dawn_of_Debt.pdf

 

extracts

 

"We are actively being sold debt,

rather than getting on our knees

to beg for it," says Ken Culley,

chairman of debt collection

business 1st Credit and former

chief executive of Portman

Building Society.

Behind these sorry affairs,

however, lies another story: that

debt is a massive, fast-growing

and largely successful business.

For every pound or euro that is

lost in bad debts, many more are

being made from fees or interest

payments.

"Our clients are

primarily banks and credit card

organisations and they sell us their

bad debts," explains Mike Cleary,

chief executive of 1st Credit. "By

the time we get it, they have

normally tried many different

ways to get their money back but

we can be much more flexible

about the length of time

customers take to repay and the

amount they pay each month.

Some customers pay back as little

as £1 a month."


PGH7447

 

 

Getting There Slowly

---------

 

Advice is given freely but is in no way meant to be taken as Gospel:-)

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Nothing but complete & utter gibberish PGH...the fools believe all that rubbish as well :rolleyes:

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