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Passing Debts to DCA

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Just wanted to clarify this one point. If I have a debt with company X for whatever reason, can I refuse to deal with a DCA, and demand to only deal with company X ?


Im sure I read somewhere that as the agreement is with company X then its my right to deal directly with company X only.


Anyone able to clarify ?


Capital One - Took them to court and they settled for the full £998

Aqua - Threatened legal action, they refunded the whole £424

Barclaycard - Threatened legal action, they refunded the whole £636

RBS/Universa - 1st letter sent, settled for £132

Virgin Media - 1st Judge great....second Judge couldn't even be bothered to read the case details

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I think you need to look up "Assignment" and all its associated implications.

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