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    • Thanks for posting the CPR contents. i do wish you hadn't blanked out the dates and times since at times they can be relevant . Can you please repost including times and dates. They say that they sent a copy of  the original  PCN that they sent to the Hirer  along with your hire agreement documents. Did you receive them and if so can you please upload the original PCN without erasing dates and times. If they did include  all the paperwork they said, then that PCN is pretty near compliant except for their error with the discount time. In the Act it isn't actually specified but to offer a discount for 14 days from the OFFENCE is a joke. the offence occurred probably a couple of months prior to you receiving your Notice to Hirer.  Also the words in parentheses n the Act have been missed off. Section 14 [5][c] (c)warn the hirer that if, after the period of 21 days beginning with the day after that on which the notice to hirer is given, the amount of unpaid parking charges referred to in the notice to keeper under paragraph 8(2)(f) or 9(2)(f) (as the case may be) has not been paid in full, the creditor will (if any applicable requirements are met) have the right to recover from the hirer so much of that amount as remains unpaid; Though it states "if any applicable ...." as opposed to "if all applicable......" in Section 8 or 9. Maybe the Site could explain what the difference between the two terms mean if there is a difference. Also on your claim form they keeper referring to you as the driver or the keeper.  You are the Hirer and only the Hirer is responsible for the charge EVEN IF THEY WEREN'T THE DRIVER. So they cannot pursue the driver and nowhere in the Hirer section of the Act is the hirer ever named as the keeper so NPC are pursuing the wrong person.  
    • This is simply a scam site.  It's been shown to be a scam in the national press and on national TV. Please fill in the the forum sticky and upload the invoice you've received. In fact what you have is an invoice, not a fine, a private company doesn't have the power to issue fines.  
    • Moved to the Private Parking forum.
    • Good afternoon, I am writing because I am very frustrated. I received a parking fine from MET Parking Services Ltd , ( Southgate park Stansted CM24 1PY) . We stopped for a quick meal in Mcdonalds and were there fir around 30 mins. We always do this after flights and never received a parking fine before.  Reason: The vehicle left in Southgate car park without payment made for parking and the occupants southgate premises. they took some pictures of us leaving the car. i did not try and appeal it yet as I came across many forums that this is a scam and I should leave it. But I keep getting threatening letters.  Incident happened : 23/10/2023 I did contact Mcdonalds and they said this:  Joylyn (McDonald’s Customer Services) 5 Apr 2024, 12:05 BST Dear Laura, Thank you for contacting McDonald’s Customer Services. I’m sorry to hear that you have received a Parking Charge Notice following your visit to our Stansted restaurant.   We've introduced parking restrictions at some of our restaurants to make sure there are always parking spaces available for customers.   We appreciate that some visits such as birthday parties or large group visits might take longer and the parking restrictions aren't intended to stop this. If you think your stay will exceed the stated maximum parking time then please speak to a manager in advance.   Your number plate is scanned by our Automatic Number Plate Recognition (ANPR) system when you enter our car park, and then again when you leave. If you have overstayed the maximum time allowed, you will not be notified straight away- a Parking Charge Notice will be sent to you via the post.   If you feel that a Parking Charge Notice has been issued in error, please contact our approved contractors who issued the charge in order to appeal the charge. Unfortunately McDonald's are unable to revoke parking tickets- the outcome of the appeal is final and cannot be overturned by McDonald’s.   Many thanks for taking the time to contact McDonald’s Customer Services.   Can someone please help me out and suggest what I should do next?  Thank you 
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Trust deed issues


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MY trust Deed is about to end and I thought I could start a new life but they are asking for the equity of the house and we can't even get a remortgage most of all we don't want to sell the house we now have 10 days to make them an offer I don't know what else to do. Upon entering this trust deed they only explain that after 3 years all our debts will be written off all our unsecured debts became secured trust deed is not really helping us.

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this is one of the pitfalls of trust deeds that if you own your own home that if there is a balance at the end they can ask for proceeds etc. and you usually sign to agree to this. They should have advised you of what the amount is they are looking for. If you cannot get these monies anyway via remortgarge loan or from friend etc then you may have an option to extend your payments.

 

 

is the trust deed in your name only?

 

is the house in your name only?

 

ida x

Edited by IdaInFife

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There seems to be a major issue with how the "equity" issue has been presented to those entering Trust Deeds over recent years. This situation has been magnified by the reduction in mortgage availability post "credit-crunch".

 

There have been a stack of questions similar to yours answered on the forum of www.trust-deed.co.uk and some of the answers provided by the independent experts featured may be of benefit to you.

 

Is the equity you are being asked for based upon the current valuation of your property or the value at the start of the Trust Deed?

 

How much are you being asked for?

 

How much have you been paying into the Trust Deed each month?

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Hi thanks for your time the equity that they are asking is the value at the start of the trust deed and they are asking 34k we are seeking any possible sollution we approached our council but they said they will give us a phone also we are thinking about selling and rent it back I hope it won't happen we can't even get a remortgage at the start of this trust deed they said after 3 years we will be debt free That's nice thinking back how our financial situation at that time we thought that's the worst part of our lives but this is the real worst of the worst before they discharge us from our trust deed they want the equity of our house we have tried everything and the only sollution now is to sell the property and give them what they're asking and we will be homeless we have 3 children and I don't know what to do anymore this might be my last to type in this computer because they might as well get everything.

 

Anyway it is on my name and my husband.

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Hi,

 

I know you feel up against at the mo and alot of people have been there as well.

 

If extendign the trust deed is not an option for you or you cannot get a remortgage then you may have to sell.

 

This may be of help as well:

 

National Mortgage to Rent scheme

 

Ida x

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