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JeffW

Implications of a default

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I'm thinking of defaulting on my loan with Lloyds TSB, as doing so would cause the whopping 20% interest per annum I'm paying to be suspended (after my hard-earned taxes spared them from bankrupsy, it's the least they can do!).

 

My credit file's already knackered thanks to Lloyds, so I'm not worried about not being able to get a loan if I were to default. However, would a default stop me from getting a landline phone with Virgin or BT, or a broadband contract?

 

Thanks in advance.

 

Jeff

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to get a landline, sky, broadband,

the likes of virgin will credit check you

its not all bad news, these companies are so desperate for customers they will prob connect you with a deposit

 

i know when my credit file was shot, orange accepted me with a 250 quid deposit

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I have 5 defaults on my file. BT have never asked for a deposit. Before Virgin media came into existence, Telewest connected me with a £100 deposit. I wouldn't worry too much.

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Post office home phone & Broadband wont touch me and i only have 1 default! :(


Please sign this petition - Asking for the government to drop the length of time credit ref agencies can hold data on us!!

 

http://petitions.number10.gov.uk/CreditRA/

 

:smile::p:rolleyes:

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