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    • deed?  you mean consent order you and her signed? concluding the case as long as you nor she break it's conditions signed upto? dx  
    • Well tbh that’s good news and something she can find out for herself.  She has no intention of peace.  I’m going to ask the thread stays open a little longer.   It seems she had not learned that I am just not the one!!!!  plus I have received new medical info from my vet today.   To remain within agreement, I need to generally ask for advice re:  If new medical information for the pup became apparent now - post agreement signing, that added proof a second genetic disease (tested for in those initial tests in the first case but relayed incorrectly to me then ), does it give me grounds for asking a court to unseal the deed so I can pursue this new info….. if she persists in being a pain ? If generally speaking, a first case was a cardiac issue that can be argued as both genetic and congenital until a genetic test is done and then a second absolute genetic only disease was then discovered, is that deemed a new case or grounds for unsealing? Make sense ?   This disease is only ever genetic!!!!   Rather more damning and indisputable proof of genetic disease breeding with no screening yk prevent.   The vet report showing this was uploaded in the original N1 pack.   Somehow rekeyed as normal when I was called with the results.   A vet visit today shows they were not normal and every symptom he has had reported in all reports uploaded from day one are related to the disease. 
    • Hi Roberto, Read some of the other threads here about S Sixes - they all follow the same routine of threats, threats, then nothing. When you do this, you'll see how many have been in exactly the same situation as you are. Keep us updated as necessary .............
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    • unrelated to the agreement then, could have come from Lowells filing cabinet (who lowells - they dont do that - oh yes they do!! just look at a few lowell paypal EU court claim threads) no name and address for time of take out either which they MUST contain. just like the rest of the agreement then..utter bogroll that proves nothing toward you ... slippery lowells as usual it's only a case management discussion on 26 April 2024 at 10:00am by WebEx. thats good simply refer to the responses you made on your 4a form response only. pleanty of SPC thread here to read before the 26th i suggest you read at least one a day. dx  
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Direct debit problem - not the bank


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I emailed a society of which I am a member asking if I could pay my subscription renewal in installments,. they emailed me back with the options and I chose to pay over 3 months, to which they said add a note into the DD form ,which I clearly remember doing.

 

I did not receive a letter to confirm receipt, however the debit tried to go out for the full amount not the installment and I got a charge by the bank.

 

They deny knowledge of my request and said nothing was attached to the letter.

 

They refuse to refund me the bank charge , Ive sent them a copy of the email with my request on it and so far waiting to hear.

 

Quite honestly I would like to tell them to shove their membership, but T&C state you must pay the full amount if you havent told them by the start of the membership that you wish to cancel, I am 3 days into the new membership which costs under £100 a year.

 

I submitted an application to join online, no signature but I assume submitting is agreement to terms?

 

Anything I can do or am I stuffed? the charge is one thing but thier attitude another.

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Recheck the terms - usually if you cancel within the first 7-14 days you get your money back.

Me v Barlcays Bank - Claim Stayed

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yes I have an email telling me how to fill in the form from the society and a copy of mine going back to them to say how I wanted to pay. I have never had a charge before so hoping the bank will refund it maybe.

 

checked terms nothing about 7-14 days ,only that if you dont let them know before the date your stuffed.

Edited by summer30
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yes I have an email telling me how to fill in the form from the society and a copy of mine going back to them to say how I wanted to pay. I have never had a charge before so hoping the bank will refund it maybe.

 

checked terms nothing about 7-14 days ,only that if you dont let them know before the date your stuffed.

To clarify if you incurred bank charges and it was the first occasion then they may refund the charge as a one off Gesture of Goodwill. Personally I would cancel the DD and ask the society for their account details and payment reference so you can pay by standing order cos you control that. It is outside the Direct Debit Guaranetee scheme since the payment was bounced rather than paid.

Hope that helps.

.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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The direct debit guarantee is that if the bank or the recipient makes a mistake you are entitled to a full and immediate refund of the amount paid. In this case, because the direct debit itself bounced, the amount paid was the charge.

 

I think the bank are obliged to refund

They're not, I am 100% certain of that. I did some research into that topic maybe a year ago I think. Bank charges are not part of the DD Guarantee scheme. The important aspect is if it is paid.

.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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I would send a letter to the society saying you will pursue legal action unless they reimburse you for their mistake. I would also try arguing that as they have made this mistake they have therefore breached any contract with you

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thanks Im going to try both, Ive contacted someone higher up with the society and waiting for a reply, also will call my bank Monday to see if I can get it reimbursed.

 

I think I agree about standing order, I dont trust them with direct debit

 

 

Is submiting a form online that doesnt mention digital signature still saying that you are signing to agree to terms? also how would it be seen in court if they are pursuing a full cost of something I havent really used or gained benift from? if that makes sense

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