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How do I take HSBC to the courts regarding my bank charges cliam??


Zorro01
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Good morning all,

 

I have been attempting to get my bank charges back for a while now and I have sent them the letter before action and the time has now come to act on what I proposed in my LBA. What do I do next? I know it will be stayed until the outcome of the test case but I just need to know what I have to do etc in relation to registering my claim with the courts.

Thanks for your help becuase I haven't got a clue where to begin.

VICTORIES TO DATE THROUGH THE HELP OF THIS SITE:

 

1. Littlewoods Catalouge - No pursual of debt & wrote off £4500

2. Three mobile - Debt written off in full, all adverse entries including default removed from credit files, even got an apology from the Chairmans office

3. HSBC Bank - Partial refund for bank charges & claim lodged at court for outstanding charges.

4. HFC Bank - Ongoing - SAR'd in may- Going to register at court for non compliance.

5. Barclaycard - Being very awkward but Ongoing - These are a tricky bunch but they will fold before I do.

 

GOD BLESS CONSUMER ACTION GROUP!

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Hi Zorro , welcome back :)

 

Ideally , if you can pop into your local Court and pick up a form N1 - that's all you need for the moment .

 

It's better to do it this way than on-line because there's lot's more room for your Particulars of Claim (POCs) , they're really stingy on line and you have to try to work out what to leave out without jeopardising your case .:confused:

 

There's advice on this link in how to fill it in:

 

http://www.consumerforums.com/resources/templates-library/48-bank-templates/113-4-particulars-of-claim-n1-updated-version-now-available

 

btw, don't forget to add your court fees to the spreadsheet before you submit your claim .

 

Come back if you need more help ....... :)

  • Haha 1

Nemo me impune lacessit

 

 

Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

 

If you think I've helped you please feel free to tickle my star :-D

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Thanks guys.

I will fill out the forms save a copy to the comp and then print out and send off the info. If I need any more help I will post it up on here.

VICTORIES TO DATE THROUGH THE HELP OF THIS SITE:

 

1. Littlewoods Catalouge - No pursual of debt & wrote off £4500

2. Three mobile - Debt written off in full, all adverse entries including default removed from credit files, even got an apology from the Chairmans office

3. HSBC Bank - Partial refund for bank charges & claim lodged at court for outstanding charges.

4. HFC Bank - Ongoing - SAR'd in may- Going to register at court for non compliance.

5. Barclaycard - Being very awkward but Ongoing - These are a tricky bunch but they will fold before I do.

 

GOD BLESS CONSUMER ACTION GROUP!

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  • 2 weeks later...

hi all!!

Just a quick one here. Can i ask for a refund on charges put up against having an agreed overdraft limit and interest on that?

 

oh and i almost forgot, i got hit by even higher charges for going over my agreed overdraft limit. CAN I GET THIS MONEY BACK AND HOW DO I GO ABOUT IT. THANX EVERYONE :)

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Hi allam, welcome to the forum :)

 

Could I ask you to please open your own thread on this one - it will mean you get advice specific to your case and not conflicting advice meant for someone else ...

 

If you go to the top or bottom left of the HSBC main grid, you'll see a 'NEW THREAD' button........ just press that and carry on - you can copy and paste your query from here .....

 

Better still try this link :

 

http://www.consumeractiongroup.co.uk/forum/newthread.php?do=newthread&f=10

 

Thanks for that - I'll look forward to seeing your thread shortly ..... :)

Nemo me impune lacessit

 

 

Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

 

If you think I've helped you please feel free to tickle my star :-D

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