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Jaxontm

We can't find your CCA but we are sure it exists!!

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Hi all.

 

Not sure if anyone has come across this before but I now have 3 instances of it.

 

Barclaycard, HSBC and LLoyds TSB have all written to me ( I cca'd them all and got nothing so I stopped all DDs) stating that "We can not find your signed CCA but we know because of our proceedures that we would have one :rolleyes:(yeah right). Therefore we insist that you continue making payments as demanded.

 

Having been playing the letter counter letter game for a few months with them now, what I want to know is, is there any way a can really go after them for trying to enforce (endless telephone calls) an agreement that they admit the can not produce.

 

Ta.

Edited by Jaxontm
Words left out.

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Why bother. If they have it they'd come after you let them take the time & effort to find it otherwise why provoke them into doing something - You ain't paying ignore them & if they are phoning install Skype & tell them your recording them;) they'll soon stop

 

there are times when a little is a lot

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and higgs bosun exists but do you think that those scientists in switzerland can find the little bugger!!

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Hi need some advice please. i have got a managed loan with hsbc. I hve been unable to make payments this has now been passed to mcs. I have read with interest the various threads re no cca. I know for a fact hsbc have no cca for my loan, as it was arranged via the telephone. They then sent me two copies via the post. I was to sign and return one and keep the other myself. I never returned the signed copy as i have it here in front of me. What do i do now? Where do i stand bein as they have no signed loan agreement from myself??

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Hi need some advice please. i have got a managed loan with hsbc. I hve been unable to make payments this has now been passed to mcs. I have read with interest the various threads re no cca. I know for a fact hsbc have no cca for my loan, as it was arranged via the telephone. They then sent me two copies via the post. I was to sign and return one and keep the other myself. I never returned the signed copy as i have it here in front of me. What do i do now? Where do i stand bein as they have no signed loan agreement from myself??

 

you send a cca request for a copy of the agreement and keep stum

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Ok will do that thanks very much. Mcs are hassling me at the moment so what do i do/say to them. So basically no cca means they cannot pursue me for the debt?

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Ok will do that thanks very much. Mcs are hassling me at the moment so what do i do/say to them. So basically no cca means they cannot pursue me for the debt?

 

just ignore them until you get the cca back

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