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giggles88

job is on the line !

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Im a 27 year old man, I moved out of home five years ago, I have two children and a big mortgage round my neck. This week I got called in to my bosses office and was told I was one of five being considered for redundancy. I dont know what road to go down to protect my family and my home. My fear is the worst is going to happen. Can anyone give me some advice.

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I had the bad news this morning I am to go by the end of the month. I dont know how I am going to tell my wife, we are ready in debt up to our necks plus a high mortgage with no protection on it. I dont know what we can do my, my partners wages wont cover it. Does anyone know where we can get help with our money problems?

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Hi,sorry to hear this news,you havent got any insurance cover have you.Also read this,make sure things are being done correctly.Redundancy : Directgov - Employment People advise here with money problems,but here are two links as your case sounds increasingly urgent,Free Debt Management Plans, Free IVA Debt Advice and Free Debt Help | Debt Advice | Payplan CCCS - Free Debt Advice from the UK's Leading Debt Charity Keep posting tawnyowl

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I have phoned around been on websites but none of them seem interested they just give you one quick answer and exspect you to take it, no one seems to have time for you these days does anyone know any where else where I could get some good advice from?

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i got repossessed due to jobloss in the last housing crash believe me at the end of the day you get over it and life moves on again.it is not the end of the world but feels like at the time...good luck all

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I have phoned around been on websites but none of them seem interested they just give you one quick answer and exspect you to take it, no one seems to have time for you these days does anyone know any where else where I could get some good advice from?

 

 

Did you try the CCCS? i would be very surprised if they didnt help.

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Hi Hitcy. Yes I have tried the CCCS and they recommended bankruptcy because of the amount of debt I have and the amount of time it would take to pay it off. Now I am quite worried. I have come across Piggy's Bankruptcy Website - Information and advice and may give them a call. I'll keep you posted, keep your fingers crossed for me!

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Have you enquired about the government mortgage rescue scheme?

 

Mortgage Rescue Scheme - Housing - Communities and Local Government


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My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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