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    • Sorry, but what does this mean?   Who are ARC? It would be helpful if you could be a little bit more clear about what happened. I don't understand why you are not simply proceeding against Amazon – because it is clearly their responsibility as it was their driver or courier company
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    • What's the default date? It should be on your Credit File
    • i point you to two threads whereby you'll see an explanation by andy (post 22 here) https://www.consumeractiongroup.co.uk/topic/410486-lowell-interim-charging-order-from-credit-card-debt-2009/?tab=comments#comment-4912902   and   https://www.consumeractiongroup.co.uk/topic/406428-remortgage-issue/   if yours says:    written notice of the disposition was given to XX Council ( - disposition = sold vis: disposed of) ..... notice means letter telling them it's been sold -    doesn't say it must be paid or settled BEFORE disposition..   that's the way i read it.          
    • dx100uk   You are absolutely correct. That's exactly what the wording is! And if that's the case then - happy days for me! However, I thought that:   1. This wording meant the conveyancing solicitor had to tell the council that the house was about to be sold so they were aware!   But you are saying that the council only needs to be informed AFTER the house has been sold? Can I tell the council that? [I think I've seen something on the internet that says I can, rather than the CS] Or do I need the conveyancing solicitor to contact the council?   2. That this wording wasn't a restriction K [as I'd looked at Schedule 4 of the Standard Forms of Restriction] and tried to match my wording to those listed - and thought restriction K was the closest.     3. That this was a non-standard restriction [and that's what the Land Registry told me too and that the restriction was not a Restriction K!!! [see extract below]   Please remember that when applying for a restriction not in standard form:   it must always contain the words ‘is to be completed by  registration’ rather than ‘is to be registered’. This will serve to make the effect of the restriction clear. The term ‘registered’, where used in any of the standard form restrictions, means the completion of a registrable disposition by complying with the relevant registration requirements prescribed in Schedule 2 to the Land Registration Act 2002 (rule 91(3) of the Land Registration Rules 2003), but this statutory definition only applies to standard form restrictions. Please note that we will not accept restrictions not in standard form for registration that contain the words ‘is to be registered’   So I'm confused now. IF it is a restriction K - then the conveyancing solicitor doesn't have to do anything and I can let the council know.   It seems it is dependent on the wording 'completed by registration' and 'is to be registered'???   Below is copied from Martin's MSE.   This relies again on the 'is to be registered' whereas my wording is ' completed by registration' which you say is restriction K and LR says is not.   I need to go to sleep now!   Thanks dx.   Extract from MSE below.   If your property is jointly owned a creditor will not be able to obtain a CO against you, they can only get what is called a restriction. The laws on Restrictions are totally different to Orders, the most important being there is NO OBLIGATION for you to pay any of the proceeds of the sale to the creditor. However, during the whole court process you go through the reference from all parties (especially the creditor) will be to charging order and NOT to restriction. This is done in order to deceive you believing you are stuck with a CO. However, not all solicitors are aware of the law in this regard and it is important that you raise this point with them in the first instance before proceeding with them Quote: Restriction The restriction which can be entered on the register where a charging order is made against one of joint proprietors is in the following form :- No disposition of the registered estate is to be registered without a certificate signed by the applicant for registration or his conveyancer that written notice of the disposition was given to [name of person with the benefit of the charging order] at [address for service], being the person with the benefit of /I]an interim[I/I]a final[I charging order on the beneficial interest of (name of judgment debtor) made by the (name of court) on (date) (Court reference.…).        
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      I was in Sainsbury’s today and did scan and shop.
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Hi

 

I was fined this morning for no photocard.

 

I had one years ago but it is around 19 years old and probably lost

 

I recently started travelling on a weekly train ticket to London (using the photcard ID 123456789 on the machine as I have no idea what my photocard ID is)

 

This morning I was fined by 'computer says no' type as I did not have the card with me and therefore did not have 'supoporting document'

 

I provided the ticket, ticket receipt and the credit card used to make the payment, which I would have thought is evidence that I was the purchaser of the ticket.

 

I was told that without photocard the ticket is not valid.

 

Should I write the fine off and get a new photocard or is there any way to claim my £20 back?

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In short, the answer is no, there is no way of getting the penalty refunded if you were in breach of the conditions.

 

The specific TOC issue ticket type you refer to requires a photocard to validate it's use and is a part of the conditions of issue.

 

As the photocard is issued free of charge by the booking office when you take a recent passport type/size photograph of yourself along, I'd just get a photocard and avoid further inconvenience

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Silly question really.

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Hi

 

I was fined this morning for no photocard.

 

I had one years ago but it is around 19 years old and probably lost

 

I recently started travelling on a weekly train ticket to London (using the photcard ID 123456789 on the machine as I have no idea what my photocard ID is)

 

This morning I was fined by 'computer says no' type as I did not have the card with me and therefore did not have 'supoporting document'

 

I provided the ticket, ticket receipt and the credit card used to make the payment, which I would have thought is evidence that I was the purchaser of the ticket.

 

I was told that without photocard the ticket is not valid.

 

Should I write the fine off and get a new photocard or is there any way to claim my £20 back?

 

I sometimes forget my photocard and number, Ive noticed that you can press skip on the machine 'enter your number' page, this then prints a ticket without the number, allowing you to at least write it in later.

 

Andy

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Thanks - I suspected there wasn't much I could do about it but thought it was worth asking a consumer action forum.

 

 

To the poster that called it a 'silly question', you clearly have too much time on your hands!

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You asked for a response and I gave you mine, think yourself lucky they didnt confiscate the ticket.

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SRPO I was fined 20 quid and asked on an appropriate consumer action forum a very specific quetion: if I had grounds to reclaim it, or whether I should just write it off.

 

This seems to me to be a sensible thing to do.

 

My point is that for you, typing

your response appears to have been more about finding something to do to fill your day than adding anything constructive to anyone's understanding of the issue.

 

Good day to you!

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Im very good at time management, but thanks for the concern anyway.

:)

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