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    • Well done! This is more than likely the end of it, but you should check with the court at some stage that they've officially discontinued.   They can still chase you for the debt, and they might, but you can just ignore. If they were to issue proceedings again, you can refer to this case in your submissions - it won't reflect very well on them if their case is similar to this time. The chances of them trying again are probably slim though.
    • Send the AOS immediately with intention to defend.  Monitor this thread for a fuller reply lster or tomorrow
    • Update!!!    Email received from solicitors (well I was cc'd in on an email to the Court)   Notice of Discontinuance,   Does this mean it's a "Success" and no more to be heard?   Or potentially they could find the correct paperwork and start a new claim?   But, for the moment, I am happy.   Thanks for the help and guidance on this thread.
    • Hi All, newbie here, hope I'm doing this correctly.   Two years ago the wife was using my car and bought a ticket in a train station car park and displayed it on the dashboard. She returned to find a parking charge notice from Excel. It was a very windy day and it had evidently been blown on the the floor of the car as she left. It did not have a self adhesive part to stick to the window. I subsequently followed their online claim procedure and sent a copy of the ticket but the claim was refused. A couple of days ago I received the County Court Business Centre claim form in the post after presuming it would go away after not hearing from them for about a year (the usual threatening letters from debt recovery companies etc).   I wish I had paid the original £20 as this has been a big worry and hassle, but I just ignored most of the letters after reading stuff online. Obviously I want to dispute the whole of the claim but do I have a decent defence? I would cite the fact that the only reason the ticket was not displayed was that it could not be stuck to the window.   Any help and advice would be greatly appreciated.   Name of the Claimant : Excel Parking Services   Claimants Solicitors: Unknown   Date of issue – 08 July 2020   Date for AOS - 27 July 2020?   Date to submit Defence - 10 August?       What is the claim for – Breach of contract - parked without clearly displaying a valid parking ticket in Brewery St car park, Chesterfield on 02.07. 2018. Defendant has failed to settle the outstanding liability and Claimant seeks recovery of of the parking charge notice, costs and interest       What is the value of the claim? £185.00
    • I have had a letter from RBOS saying they have assigned my debt of £3600 to Cabot however it must be at least 6 years since i did anything with this debt, the letter was sent to my old address.   i have had a look around on the site but cant see a FAQ to do with these issues ( probably me not looking the right area)  .   can anyone advise me on what the next steps are as i assume this debt may be statute barred ? but im loath to ring Cabot and go through any details with them and would rather do it via letter.   as back ground i have other debts with other banks and currently have CCJ obtained via backdoor so im obligated to pay that debt. also did a stepchange thing that showed i have no other available funds to pay these other debts off.   any help appreciated
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out of cash

Bankruptcy Being Chased For Debts While And After Discharge

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Hi all,

 

i have been BR now for 7mths and have a stream of letters coming at me door step visits by the idiot dcas i am seriously thinking of taking legal action against 2 of these companies as they are acting on the instructions of 2 major high street banks which couldnt supply me with a cca when requeste 3 times 2 yrs back.

 

My point is can i sue for harrassment once discharge??

 

because if i can i will i have had it upto my back teeth with these clowns they must be in breach of quite a few laws regading chasing debts in BR door step callers,passing the debt around from post to post when they have already been told by the official reciever i am bankrupt.

 

can anyone give some advice on this??????????????

 

regards to all on cag

 

out of cash

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Hi, the creditors should no longer be contacting you since you were declared bankrupt.

The Official Reciever would have also written and informed all of your creditors of you going bankrupt.

I would suggest that you speak to your Official Receiver to prevent you from receiving correspondence from your creditors in the future.

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Give them your trustees phone number or the Official Receiver....i'd say that it was harrassment if you have notified them....and a report to the OFT too...


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