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CRA showing I owe


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Hi Guys

 

Can anyone point me in the right direction? I have a credit mark on a HP loan, I have SAR the company, they show the balance as 0, however it is showing on a CRA as still owing dept. Is there a template letter for its removal anywhere? If not what should be the outline of the letter with all the legal mobo jumbo...

 

 

trooper68

Trooper68:)

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Easiest approach maybe a letter to the creditor explaining that there is adverse information recorded with the CRA & ask them to amend / update the file entry. If everything is settled with the creditor this shouldn't be a problem.

 

if you get no joy, try an ICO complaint & a s.10 Data Protection data subject notice (template in the library)

 

Hope this helps

"Evancosmo" is short for the evanescent cosmopolite.

 

THE TRUTH WILL SET YOU FREE :rolleyes:

 

1st Credit: CCA request sent

Cabot: failed to provide CCA - s.10 DPA letter sent

Capquest#1: failed to provide CCA - s.10 DPA letter sent

Capquest#2: failed to provide CCA - s.10 DPA letter sent

Abbey: on going

Equifax: "attributable data" CCJ removed - Aug 09

 

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have you paid off the loan

this normally happens if the account has been sold to a dca, the creditor on selling the account reduces the account to zero

 

thats why i asked if the account has been settled or not

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