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    • Hi all,   Just an update with contractual terms. These terms are from a contract at a similar time to when Tracey started as we think they have changed since.   The contract reads as follows:   Termination of employment  Xxxxxxx (Nursery) will provide written notice of termination of your employment in accordance with statutory requirement (currently 1 week’s notice for each year of continuous service, up to a maximum 12 week’s notice).   Once you have successfully completed your probationary period for the company you are required to give 1 month’s written notice of termination of employment.   Regards   Matt             
    • Thanks for helping with the post;   Still waiting for a reply from the DPD.
    • I thank the Consumer Action Group Members for getting me this far in my case which is still in progress.   Situation: The Court has reversed earlier permission for me to rely on witness summaries.    The question upon which I am seeking help, please,  is - do I need to bother myself as to why the Court has reversed permission to rely on witness summaries?  If so, what line of logic or law can might I follow because clearly, the Court has said one thing and then another a few weeks later, of its own motion, the Court has reversed the earlier decision. I find this development quite extraordinary in the sense that as a result of being granted permission earlier, I served the three Witness Summons which had the Court stamp.   Background Having given me permission to serve 'Witness Summons' which I served on 3 hostile witnesses several weeks ago, the Court has now reversed it's earlier decision, and refused me permission to rely on 'witness summaries' pursuant to paragraph 32.9(2), citing that I have not shown steps taken to obtain witness statements from the 3 hostile witnesses.  I however, made two attempts to talk to the hostile witnesses who have been non responsive and I can evidence this.   I would be immensely grateful for some steer from Forum Members, please.
    • Pubs all seem to be doing a roaring trade around here. It does make me feel uncomfortable but At least they are finally making some money. Our area, the South West never really got hit badly by the pandemic. Wiltshire has regularly seeing zero confirmed cases and deaths. So we will have to see how opening pubs really pans out!     
    • Thanks for filling in the forum sticky and well done on reading up.  The more info. we all take in, the more we know what the real legal position is and how to fight sharks like CEL.   As you'll have seen, CEL are one of the most dishonest and greediest of the PPCs.  If you had indisputable proof that your car was on Mars at the time, they'd find a way to reject your appeal!  Sadly POPLA has become more & more useless, as your experience shows.  Instead of managing the car park in a professional manner, it's highly likely that CEL don't illuminate the signs at night deliberately in order to catch out motorists like yourself.   The good news is that the only person who can make you pay this "debt" is a judge, after a court case.  So from now on ignore any begging letters from CEL and/or their rent-a-threat DCAs, but do not ignore a Letter Before Action/Claim which is a formal notice of intention to start court proceedings.  However, don't waste your time while ignoring them, build a case.  Like dx says, look up the planning permission.  If the KFC is local to you, go back in the evening and get pix of their pathetic signage.  Please post up what you wrote in your appeal too.   As a belt & braces approach, get on to KFC and demand they cancel the ticket.  Show all the proof you were a genuine customer and point out that you stayed an extra 19 minutes because you were consuming more food & drink!  However, what we often find is that the bod who runs the local branch often doesn't have much power, so don't faff around.  If the local branch don't cancel within 48 hours get on to to the area manager, and if you get no joy there in 48 hours go to CEO level.   It's highly likely that if you had complained to KFC straight away and ignored CEL's kangaroo court procedure that the matter would have been resolved there & then, but hey, what is done is done and you still have a great chance of seeing off these fleecers.
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      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
       
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interestrateripoff

Northern Rock losses grow by more than £500m in six months

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Northern Rock losses grow by more than £500m - Telegraph

 

Despite breaching every rule on capital requirements in the book, the Financial Services Authority is allowing the bank to continue writing new mortgages and taking deposits. While rivals are subjected to punitive new capital standards, the key measure of financial strength, the City watchdog has agreed to ignore the rules for Northern Rock.

The FSA had previously agreed to waive its rules by allowing Northern Rock to include tier two capital, a less secure form of financial reserve, to meet its regulatory minimum. However, the bank said yesterday that, even with the waiver, its “capital base has now reduced to a level below its minimum regulatory capital requirement”. As a result the FSA has been unable to extend the waiver, which expired on June 30.

 

Northern Rock has a plan to address its capital, but it requires state aid clearance from the European Commission. The watchdog has agreed to turn a blind eye until the restructuring plan is accepted, although any other bank would be barred from operating.

Northern Rock said: “The FSA has confirmed that it does not currently intend to restrict the activities of the company while the plan is implemented to address its capital position.”

To be in breach of the FSA’s relaxed capital rules, analysts calculated that the bank must have lost more than £500m in the past six months, the results for which are due in July. Its tier one capital, the main measure of financial strength, was already negative in December, at -£110m. However, tier two capital added £3.1bn and restored the total capital ratio to 10.8pc.

The Basle minimum on capital requirements, though, is between 4pc-8pc, which means the bank has lost money far faster than expected in the first half of 2008. Northern Rock made a £1.36bn loss last year after £1.15bn of bad debts and provisions. A third of its £67bn mortgage book was in negative equity.

 

This taxpayer bank is performing extremely well.

 

It was a good buy by Darling.

 

Looks like all of those 125% mortgages may not have been such a clever idea after all.


If DEBT is the problem REPAYMENT is the solution

 

Debt revenue doesn't equal tax revenue

 

I will pay for my own stupidity but not for the stupidity of others.

 

Remember, profits are privatised, losses are socialised.

That's the 21-century Free Market.

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