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    • Hi All, newbie here, hope I'm doing this correctly.   Two years ago the wife was using my car and bought a ticket in a train station car park and displayed it on the dashboard. She returned to find a parking charge notice from Excel. It was a very windy day and it had evidently been blown on the the floor of the car as she left. It did not have a self adhesive part to stick to the window. I subsequently followed their online claim procedure and sent a copy of the ticket but the claim was refused. A couple of days ago I received the County Court Business Centre claim form in the post after presuming it would go away after not hearing from them for about a year (the usual threatening letters from debt recovery companies etc).   I wish I had paid the original £20 as this has been a big worry and hassle, but I just ignored most of the letters after reading stuff online. Obviously I want to dispute the whole of the claim but do I have a decent defence? I would cite the fact that the only reason the ticket was not displayed was that it could not be stuck to the window.   Any help and advice would be greatly appreciated.   Name of the Claimant : Excel Parking Services   Claimants Solicitors: Unknown   Date of issue – 08 July 2020   Date for AOS - 27 July 2020?   Date to submit Defence - 10 August?       What is the claim for – Breach of contract - parked without clearly displaying a valid parking ticket in Brewery St car park, Chesterfield on 02.07. 2018. Defendant has failed to settle the outstanding liability and Claimant seeks recovery of of the parking charge notice, costs and interest       What is the value of the claim? £185.00
    • I have had a letter from RBOS saying they have assigned my debt of £3600 to Cabot however it must be at least 6 years since i did anything with this debt, the letter was sent to my old address.   i have had a look around on the site but cant see a FAQ to do with these issues ( probably me not looking the right area)  .   can anyone advise me on what the next steps are as i assume this debt may be statute barred ? but im loath to ring Cabot and go through any details with them and would rather do it via letter.   as back ground i have other debts with other banks and currently have CCJ obtained via backdoor so im obligated to pay that debt. also did a stepchange thing that showed i have no other available funds to pay these other debts off.   any help appreciated
    • Hi all   It's been a long time since I've used this site, I used to be a frequent poster, mainly in the parking subforums.    I'll try and keep this as concise as possible, although it may get a bit confusing, so apologies in advance.  Also I hope this is the right subforum for such a matter, but I couldn't see anything more specific for divorces/family law.  So here goes..   My now ex-wife and I divorced last year, after our relationship broke down due to irreconcilable differences.  She initiated the divorce proceedings so was the petitioner, I was the respondent.  We informally agreed early on that she would stay at the family home (I moved out), and buy me out of my share of the house and contents.   We went to family mediation and hashed out an agreed settlement figure that we were mostly happy with.  A lump sum for the house and contents, plus she would give me the money to pay off several loans for goods on hire purchase that remained in the house, as the debts were solely in my name at the time.    I did not contest the divorce on any point, except she wanted me to pay the court costs of the divorce (£850) since she blamed me for the breakdown of the marriage.  I objected to this on the financial paperwork, stating that I was not the petitioner, plus the cause of the breakdown of the marriage were not due to adultery or domestic abuse.    The financial court ruled against me, meaning the £850 would be deducted from the final settlement figure.  I was looking to appeal against this decision which would have delayed the proceedings by several months, however in the meantime I was able to make an agreement with her solicitors to split the court costs 50:50, so we would in fact be paying £425 each.  They sent this offer in a letter headed "Without Prejudice", stating that if I was agreeable, they would submit an amended financial order to the courts with the amounts amended so I would only be paying £425 instead of £850 towards the costs.  I responded to this in writing and signed the form they sent me, initialling where the amount was changed on the financial order.   This is where it gets a bit tricky.  They then resubmitted the ORIGINAL financial order to the family with the £850 deduction still on it and promptly stopped responding to my calls and emails.  My ex wife has now paid the settlement figure, with the £850 deducted rather than the agreed upon £425.  It's a bit of an odd situation as my ex paid me basically exactly what it says on the court form, even though I made a different agreement with her solicitors.  I feel they've been dishonest in this case, whether intentionally or not but it's still left me over £400 out of pocket.    My question basically is this?  Do I have any legal recourse options available to me against the solicitor?  Does the fact that they headed the offer letter "Without Prejudice" mean that they can basically go back against their word and not honour an agreement that was made in good faith?  I've been doing my own research into this subject and it's a bit of a minefield, but I'm wondering whether I've got grounds for a complaint to the Solicitors Regulatory Authority, or possibly even pursuing them via the Small Claims Court?   Any thoughts?  If you need any more information or need me to clarify any particular points, please let me know.   Thanks in advance CD
    • That IS the question HB.   My literal quote isn't surrounded by additional perspective I commonly add and was shown as is.       "64% of the UK’s trade with all the countries with which the UK is seeking continuity,"   * It seems a given that Johnson is not seeking continuity with the EU HB   * Undoubtedly the reality is they just mean 64% of continuity with the handful of African nations that the reference was in despite it implying something else   In which case, a more accurate statement than that presented by Johnson the Liars representatives would be:   We've managed 64% continuity with a small group containing a small handful of African nations which are a small part of Africa as a whole and an utterly tiny part of world trade   and presumably, as they have singled that out for special mention to give their chosen implied perspective ... - that 64% continuity (a little over half we have as part of the European Union) the best 'continuity' deal they've managed so far with any county or block.   It certainly isn't 64% continuity of even JUST the external to the EU beneficial trade we have as part of the European Union let alone replicate the benefits with the rest of the EU   and Don't forget thats just continuity - carrying on what we currently have - and not any new or additional/improved deals  
    • Can I just ask only because I do panic about stuff like this.  More because of the affect it has on my husband.   In 2014 when my husband was at his worst and NatWest got the charging order on our house (which was then repossessed) we had to stop using our NatWest bank account which we did.  When we signed up for credit reports in January we noticed our NatWest bank account was being reported on a monthly basis so we decided to close it.  My husband and I went into a branch and closed it.  We had 4 accounts, 1 for everyday banking and 2 savings and 1 was the loan.  She said she could close the 3 accounts but obviously not the loan.  She said she’d transfer the money from the 2 savings into the main bank account and give us the money then shut all 3.  We were gobsmacked when she gave us over £1000.  We never thought we had money in the accounts.  Can this be used against us?  The 3 accounts are now shut and marked as settled on our credit file.
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      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
       
      I put a few things in my trolley and then did a shop.
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Hello, i'm new here.

I have recieved a letter from RLP for the sum of 140.49 which includes the loss of a Boots meal deal...i had eaten it.

When i was taken to the office by the security guards(these guys really love their job!) they detained me till the police arrived who interviewed me at the office and presented me with an £80 fine. The security guard made me sign something that declares that i'm banned from Boots-at no time did the guard mention he would be passing my details onto RLP.

Anyway i paid the police fine and am not considered a criminal as it was my first offence-never been in trouble with the police before.

Rlp sent me a letter demanding atleast 122.99 which is the discounted settlementand 21 days later sent me another letter saying i have another 14 days to pay the full, un-discounted amount of 140.49 that was last week...

i rang them yesterday (on a witheld number)and told them i may be prepared to pay the 112.99 At first 'oh no that is not possible,the 21 days to pay that is up....you must pay the full amount.' I continued to say i would only be prepared to pay 112.99...without much persuasion at all they agreed. I said i'd send it by cheque recorded delivery as i didnt trust given out information over the phone.i feel very uncomfortable them knowing any of my bank details.

Since i have been given the oppurtunity to pay the reduced amount ..should i? Even though its still ridiculous!

Also something else that concerned me in the letter which i'm sure is incorrect is them sharing personal information about me.

This is what it says..." You are advised that the personal inormation we hold may be used in accordance with Data Protection Act 1998, to make employment decisions , decisions regarding the provision of credit and for the purposes of crime prevention and detection."

Can they do that?

Is it worth sending them a letter to protest teh charges and sharing my personal information? this also with a list of random charges for lets say..phone calls, time spent at CAB perhaps? travel charges fro any correspondence i send..

Also a sort of unrelated topic i would like some info on...

In my town of Ipswich they run a street ranger scheme...these guys who assist security guards are aware of thieves, people with ASBO's and they patrol the streets in a red uniform.Very easy to see..they are called Ipswich Central.They have photos of shoplifters and people who have been banned from town and they give these photos to shops so the shopkeepers can be aware of these people if they come into there store.I know this becasue my boyfriend works in a shop in town.

My photo was taken when i was detained but never was i told it would be used for that! my boyfriend says he hasnt seen a photo of me come in but if they are doing this without people being aware is that legal??

Some advice and maybe a rough draft of a letter if i do decide to fight this would be great!

muchos love

bowiefan

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Yes they can unless your prepared to fight them they will keep your details for upto 6 years. To fight them means 1st having FPN overturned What do you want to do cos it won't be easy because you admit eating food before payment

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The photraphs shown to retailers are only of people who have been convicted .Also they are prolific offenders,so you need not worry there.

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Yes, Shanty is right about the prolific offenders. We have the Ring master scheme where I am - operates the same way as Ipswich by the sounds of it except they'd never wear red! (it would upset the Tories!)

 

Jon - this bit about the Data Protection and the info that RLP are holding - well that does concern me. As a HO I have access to an extremely high level of information on people, from a wide variety of statutory bodies, including criminal records. I know my responsibilities regarding this info, I have to apply for it formally, and justify my need to have it by quoting some Act or other, in most cases its serious crime and ASB issues. Because of the nature of the work I do, of course I have to have this info, its essential to enable me to work with all the other agencies. I also have to undertake to destroy it after 6 months. I'm a bit dim this morning but I know my right to this info is set down in some or other relatively recent law. Crime and Prevention something or other from the late 90's.

 

I'm just wondering now, I understand the need for Ringmaster and traders to have certain info, photo's most certainly, because here in my town we have a hell of a lot of addicts and such like and some of them are downright dangerous, but surely, this info should not then be passed to any third party including RLP? I am not allowed to pass any info I have to any third party, so what is the position with these companies doing this to RLP?

 

I would also say that the above is the official way of working things, I also know that I can get any info I need quite informally, because sometimes it is needed out of hours, in a hurry etc, but even then, I have to retrospectively apply for it, and just bloody well hope I can justify the need after the event!

 

I would imagine, in your campaign, you may already have thought of that, but if not, maybe this is another arrow to fire at them!

 

Stealing is out of order and should be punished, however, two wrongs don't make a right and RLP are thieves as well by the sound of it.

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jackie you may well bo correct in your thinking............ time will tell;)

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