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ccjjl82

Whats my next step with Lloyds? Any help?

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Some of you may know the problems I have been having with Lloyds.

I dont know what my next step is.

I have signed the slip for my SAR, just altered it a little ;). However with my CCA they cashed the cheque 2 weeks ago, and its been 4 weeks since they recieved the request. Now, I dont know whether to send an 'account in dispute/default' letter as although I have asked for the orig CCA, the slimy buggers got me to sign another ca last year when they was changing cc over to airmiles mastercard (said i HAD to sign this to transfer balance over otherwise I couldnt use my card). So....if they havent provided me with the orig cca whats my next step. Because if I stop payments etc, they could say well its a different account now...But I really want to get the lying cheating ****.

Also my complaint with regards to the ppi has been going on since feb. In may I sent them a letter listing things that I want to see as their proof I agreed to ppi, as they had previously told me that they had evidence (didnt say what tho, funny that!). And lo and behold I have heard nothing!

So now I want to hit them from all angles. FSA, information commisioner and all that. So who can I report them to, and have you got contacts details for them?

Thanks for all your help

c

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Hiya

 

Did the account numbers change when you signed the second CA?

 

Spam.:)


[sIGPIC][/sIGPIC]

'Simples.' ;)

 

Any advice I offer is probably useless but there may be little nuggets of gold in there somewhere......If I have helped in any way, be it with knowledge or by giving your chuckle muscle some exercise please feel free to tip my scales....:-D

 

 

They say money talks......mine just keeps saying "Goodbye"

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Hi spam, yes they did change. Although I have cca'd the original account number as it was that one the insurance was added to.

I was thinking about cca'ing the new account numbers, but I have a feeling they will have that cca as the new cards were sent to me a week or 2 later, although I never activated them.

Just a bit annoying as its only now I realise it was a new agreement i was signing,even though they never explained that to me!

Thanks,

c

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Hiya,

 

I found this

 

Misrepresentation - Wikipedia, the free encyclopedia

 

and I don't know if it will be of any help regarding

 

Just a bit annoying as its only now I realise it was a new agreement i was signing,even though they never explained that to me!

 

Spam.:)


[sIGPIC][/sIGPIC]

'Simples.' ;)

 

Any advice I offer is probably useless but there may be little nuggets of gold in there somewhere......If I have helped in any way, be it with knowledge or by giving your chuckle muscle some exercise please feel free to tip my scales....:-D

 

 

They say money talks......mine just keeps saying "Goodbye"

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