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TheForgotten

Final Demand From Lewis Debt Recovery

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HI people i received a letter yesterday from this company issuing me a final demand....... This is the first letter Ive had from this company and the fact i never even knew the debt had gone to them Ive attached a copy of the letter minus the personal details if someone could please check the letter and advise me on what to do it would be most appreciated

 

 

thank you

 

 

 

Mart :)

scan0007.jpg

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do I see welcome finance on this:rolleyes:

and less than 2 days for the payment deadline?

 

SAM:pLOWELL DETESTER


SAM:pLOWELL DETESTER.

 

SO PROUD OF MY AVATAR,THAT TOOK ME WEEKS TO WORK OUT HOW TO GET ONE.:lol:

 

PLZ CLICK MY SCALES IF YOU LIKE WHAT I SAY.

OR IF I HAVE HELPED IN ANY WAY.:smile:

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O Be Fair It Is A Great Design.

 

 

Well Where You Inform By The Origal Creditor If Not They Are Acting On Behalf If So They Cant Sue In Their Own Right.

 

Cca Them

 

 

Sar Orginal Creditor

 

Need Any Help Shout


Id quot circumiret, circumveniat.

 

please do not take my word for anything please do your own research All that i make comments on are done in good faith and to the best of my knowledge

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yes and the debt is for 3540.10 not in a good position after loosing my job. Any suggestions

 

Thanks

 

 

Mart

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Ok May I Ask What Is Allged Debt

 

Credit Card Loan Hp

 

Any Charges Ppi

 

How Old Is It


Id quot circumiret, circumveniat.

 

please do not take my word for anything please do your own research All that i make comments on are done in good faith and to the best of my knowledge

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I Belive They Will Be Acting On Behalf Of Welcome Same Company

 

So Who Ever The Debt Has Been Assgned To


Id quot circumiret, circumveniat.

 

please do not take my word for anything please do your own research All that i make comments on are done in good faith and to the best of my knowledge

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Send a prove it & f off letter to the cheeky sods

 

Its a pound cheaper

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quite small writting what does it say about notice/welcome?


SAM:pLOWELL DETESTER.

 

SO PROUD OF MY AVATAR,THAT TOOK ME WEEKS TO WORK OUT HOW TO GET ONE.:lol:

 

PLZ CLICK MY SCALES IF YOU LIKE WHAT I SAY.

OR IF I HAVE HELPED IN ANY WAY.:smile:

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thankyou for your replies.....

 

To Lilly its a unsecured loan from 24-may-07

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Ok May I Asked Where Ever Given A Default Notice From Orginal Creditor


Id quot circumiret, circumveniat.

 

please do not take my word for anything please do your own research All that i make comments on are done in good faith and to the best of my knowledge

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quite small writting what does it say about notice/welcome?

 

Says nothing apart from its issued by welcome and they want the money by 2ND July or else...............can they do anything of the sort???? like in the options it says they will legal action or send a debt collector around that would be my worst fear as i have a bad temper and would most likely clobber one of these tough men

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still with welcome:)

when was last payment made to them

have you had a default notice

did you have ppi

do you have your original agreement


SAM:pLOWELL DETESTER.

 

SO PROUD OF MY AVATAR,THAT TOOK ME WEEKS TO WORK OUT HOW TO GET ONE.:lol:

 

PLZ CLICK MY SCALES IF YOU LIKE WHAT I SAY.

OR IF I HAVE HELPED IN ANY WAY.:smile:

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Ok May I Asked Where Ever Given A Default Notice From Orginal Creditor

 

As far as I'm aware Lilly Ive had nothing but phone calls.... which at one point i had to ignore because of the arrogance of them

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still with welcome:)

when was last payment made to them

have you had a default notice

did you have ppi

do you have your original agreement

 

 

The last payment was months ago

yes i have the original agreement

and as for ppi i think that was in their

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Ok

 

As Sam Says

This Is Cattles/welcome Finance Own Dca

 

Is That Shocking Pink, Ime Colour Blind

 

Send Lewis A Cca Request, Ask For A Copy Of The Default Notice And A Statement Of Account

 

Dont Worry About This Lot

 

Still Welcome Cretins

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Well Ok

 

Get The Cca Of

 

 

Also Get Sar Off To Orginal Credit

 

We Need To See The Cca Also We Are Very Intersested In The Default Notice Or The Lack Of It.

 

As The Are Asking For The Full That Is Termination Of Contract Which They Can Not Do With Out A De Fault Notice.

 

So

 

House Rules Do Not Speak To These People Ever


Id quot circumiret, circumveniat.

 

please do not take my word for anything please do your own research All that i make comments on are done in good faith and to the best of my knowledge

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can you post your agreement

remove personal details.

 

so no default notice send

straight to final demand

 

is the final demand for the whole balance or arrears


SAM:pLOWELL DETESTER.

 

SO PROUD OF MY AVATAR,THAT TOOK ME WEEKS TO WORK OUT HOW TO GET ONE.:lol:

 

PLZ CLICK MY SCALES IF YOU LIKE WHAT I SAY.

OR IF I HAVE HELPED IN ANY WAY.:smile:

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Scan The Agreement Onto Your Thread

Google Photobucket For This

 

Use The Upload Link For Message Boards With Out Thumbnails Option To Post

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is that all i send is the cca letter template?

 

Thanks

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Realy Sam

 

Have You Ever Known Welcome To Get Any Thing Right:D:D

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Ppi It Just Gets Better

 

Please As You Can See We Are Fully Aware Of These People

 

Please Enjoy The Rest Of The Evening


Id quot circumiret, circumveniat.

 

please do not take my word for anything please do your own research All that i make comments on are done in good faith and to the best of my knowledge

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hello postggi:D

 

new day,same crap from welcome me thinks.

 

 

theforgotten have you tried to claim on ppi,if you have lost your job:)


SAM:pLOWELL DETESTER.

 

SO PROUD OF MY AVATAR,THAT TOOK ME WEEKS TO WORK OUT HOW TO GET ONE.:lol:

 

PLZ CLICK MY SCALES IF YOU LIKE WHAT I SAY.

OR IF I HAVE HELPED IN ANY WAY.:smile:

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OK will do the above might be tomorrow or late tonight gotta sort my son out for bed . Thanks for all your help and speak to you tonight or tomorrow.

 

 

Mart

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can you post your agreement

remove personal details.

 

so no default notice send

straight to final demand

 

is the final demand for the whole balance or arrears

 

Its for the full balance Sam

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