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Hi,

 

I have just had another letter of fredrickson International with one of these cards to pay at po and the such, they are supposed to be chasing me for a debt which was registerded to a house I have never lived at.

It has gone from phonix recoveries, advantis credit and now to this other company. I have one letter off advantis this week and then one off this fredricksons all with different amounts on even though it is supposed to be the same debt which I do not owe.

 

Where do I go from here!

 

Help

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throw it in the bin, or better still report them to the OFT and TS


PGH7447

 

 

Getting There Slowly

---------

 

Advice is given freely but is in no way meant to be taken as Gospel:-)

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Sounds like a phishing trip. Report them as PGH says.


"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

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ACCOUNT IN DISPUTE

Dear Sir or Madam,

Account number: XXXX XXXX XXXX XXXX

 

I must admit that I am rather bemused as to why this account has been passed to yourselves, as it is in dispute with the **original creditor/DCA** and has been since DATE .

This is a clear breach of CPUTR2008 in line with the OFT collection guidelines.

 

My last letter from **original creditor/DCA** was DATE and intimated that my complaint would be resolved on **DATE**, this obviously hasn’t happened.

 

I will also categorically state that I have NEVER had an account with (XXXXX) Furthermore you state that the debt was accrued whilst living at (address) I can also categorically state that I have NEVER lived at that address.

 

What I require.

 

1 - Your official complaints procedures, which I understand as holders of an OFT licence you are obliged to have.

 

2 - A letter of apology for the upset and inconvenience you have cased myself and my family.

 

3 - Confirmation that you have not placed any adverse information on my credit files.

 

4 - Confirmation that you have deleted all personal information with regard to my data.

 

If I do not receive your official complaints procedures within 14 days, I will have no hesitation in reporting both you and ECI to the Office Of Fair Trading, The Financial Ombudsman Service, Trading Standards and my local MP. This will surely bring into question your suitability to hold a licence.

 

I expect your due diligence in this matter.

 

Yours faithfully


PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

DEBT COLLECTION LETTER/SAR/AGREEMENT TEMPLATES ARE HERE - http://www.consumeractiongroup.co.uk/forum/content.php?65-legislation

 

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Forum rules - http://www.consumeractiongroup.co.uk/forum/forum-rules-please-read/9-forum-rules-please-read.html

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Send recorded


PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

DEBT COLLECTION LETTER/SAR/AGREEMENT TEMPLATES ARE HERE - http://www.consumeractiongroup.co.uk/forum/content.php?65-legislation

 

IF WE HAVE BEEN HELPFUL -PLEASE, PLEASE, PLEASE GIVE A DONATION TO HELP US TO CONTINUE HELPING YOU

 

I AM HAPPY TO RECEIVE PM's AND I WILL RESPOND IF I FEEL I CAN ASSIST BUT WHEN YOU DO CAN YOU PLEASE PROVIDE A LINK TO YOUR THREAD ON WHICH YOU WOULD LIKE ME TO COMMENT - THANK YOU

 

IMPORTANT - If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.

Before you decide,consider the users here who have already offered help and support.

Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.

If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon.

 

Forum rules - http://www.consumeractiongroup.co.uk/forum/forum-rules-please-read/9-forum-rules-please-read.html

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