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narry

natwest signed cca?

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hi everyone

i took out a natwest card in 2004.

i am currently on a dmp and paying natwest £34 per month as well as others.

i requested cca from natwest and i rcd the following docs.

http://i674.photobucket.com/albums/vv105/narry123/natwestsignedcca.jpg

(copy has been signed by and natwest)

on the top is states credit card welcome letter and underneath says credit agreement regualted by cca act 1974 but no t & c's.

http://i674.photobucket.com/albums/vv105/narry123/natwestinternetapp.jpg

natwest internet application title (personnel info removed)

http://i674.photobucket.com/albums/vv105/narry123/ccatc.jpg

natwest t & c's which was attached to letter below.

http://i674.photobucket.com/albums/vv105/narry123/welconeletter.jpg

on this letter 2 things to note.

1/ the letter is addressed to my new address and not the address i orginally appied the card for.

2/ the font for my name and address at the top is differant to the letters (including where it says DEAR MR XXXXX)

can someone please have a look and pass comments

and my next course of action.

thanks

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any comments

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anybody?

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can somebody have a look at this please:(

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Site team aware.


Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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To be enforceable, the prescribed terms (which are in the 3rd document) have to be in the same document as the signature. The question thus becomes whether a court would consider the first and third documents posted to be part of the same document.

 

Thanks to Steven site team for this.


Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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any suggestions to my next course of action?

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