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    • Thank-you dx for your feedback. That is the reason I posted my opinion, because I am trying to learn more and this is one of the ways to learn, by posting my opinions and if I am incorrect then being advised of the reasons I am incorrect. I am not sure if you have educated me on the points in my post that would be incorrect. However, you are correct on one point, I shall refrain from posting on any other thread other than my own going forward and if you think my post here is unhelpful, misleading or in any other way inappropriate, then please do feel obliged to delete it but educate me on the reason why. To help my learning process, it would be helpful to know what I got wrong other than it goes against established advice considering the outcome of a recent court case that seemed to suggest it was dismissed due to an appeal not being made at the first stage. Thank-you.   EDIT:  Just to be clear, I am not intending to go against established advice by suggesting that appeals should ALWAYS be made, just my thoughts on the particular case of paying for parking and entering an incorrect VRN.  
    • you can have your humble opinion.... You are very new to all this private parking speculative invoice game you have very quickly taken it upon yourself to be all over this forum, now to the extent of moving away from your initial thread with your own issue that you knew little about handling to littering the forum and posting on numerous established and existing threads, where advice has already been given or a conclusion has already resulted, with your theories conclusions and observations which of course are very welcomed. BUT... in some instances, like this one...you dont quite match the advice that the forum and it's members have gathered over a very long consensual period given in a tried and trusted consistent mannered thoughtful approach. one could even call it forum hi-jacking and that is becoming somewhat worrying . dx
    • Yeah, sorry, that's what I meant .... I said DCBL because I was reading a few threads about them discontinuing claims and getting spanked in court! Meant  YOU  Highview !!!  🖕 The more I read this forum and the more I engage with it's incredible users, the more I learn and the more my knowledge expands. If my case gets to court, the Judge will dismiss it after I utter my first sentence, and you DCBL and Highview don't even know why .... OMG! .... So excited to get to court!
    • Yep, I read that and thought about trying to find out what the consideration and grace period is at Riverside but not sure I can. I know they say "You must tell us the specific consideration/grace period at a site if our compliance team or our agents ask what it is"  but I doubt they would disclose it to the public, maybe I should have asked in my CPR 31.14 letter? Yes, I think I can get rid of 5 minutes. I am also going to include a point about BPA CoP: 13.2 The reference to a consideration period in 13.1 shall not apply where a parking event takes place. I think that is Deception .... They giveth with one hand and taketh away with the other! One other point to note, the more I read, the more I study, the more proficient I feel I am becoming in this area. Make no mistake DBCL if you are reading this, when I win in court, if I have the grounds to make any claims against you, such as breach of GDPR, I shall be doing so.
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Lowells might be trying it on....Again!


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Hi, been reading the forums for a while, but this is the first time I've had to post.

Received a letter from Lowells claiming I owe a debt from a time I would rather forget (marriage fell apart, drinking too much, running up debt - the usual). Most of the debt has been dealt with now, but this is one I can't recall, however given the state I was inat the time, it could be genuine.

 

Should I send the 'prove it' letter first, or skip that and go straight for a cca request?

 

I have started put my life back together now and things are going really well, but I will probably need some moral support if I'm going to fight these *!$&ers.

 

This is my first post, and I'm a lot stronger than I was a couple of years ago but still not 100% I can do this on my own - please be gentle.

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No problems. I am always happy to help. I am fighting the Leeds Losers myself over an alleged '3 Mobile' debt. Funny i haven't heard from them since i wrote to them saying until they provide proof i owe the debt i will not be paying and i do not want them to cntact me. If they do contact me without the proof i requested then i will be charging them £30 per letter for my wasted time, paper cost, ink costs, envelope costs and postal costs.

 

They probably won't reply to your first letter but that is normal. The losers will have paid pennies for the debt.

 

One more piece of advice. Do Not Speak To Them On The Phone. Do everything in writing only. That way you have a paper trail and copies of all the letters.

:cool::cool: Blondmusic :cool::cool:
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Right, prove it letter has gone first class recorded today, so now I guess I just have to play the waiting game.

Blondmusic, thanks again for advice - I have tried talking to DCAs by phone in the past and do not want try that again - I just loose my temper and call them names (not very mature, I know, but it makes me feel better lol)

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Hi, been reading the forums for a while, but this is the first time I've had to post.

Received a letter from Lowells claiming I owe a debt from a time I would rather forget (marriage fell apart, drinking too much, running up debt - the usual). Most of the debt has been dealt with now, but this is one I can't recall, however given the state I was inat the time, it could be genuine.who are they claiming is original creditor,is this anyone you have had any dealings with?

 

Should I send the 'prove it' letter first, or skip that and go straight for a cca request?

 

I have started put my life back together now and things are going really well, but I will probably need some moral support if I'm going to fight these *!$&ers.

lets keep it that way:)

 

This is my first post, and I'm a lot stronger than I was a couple of years ago but still not 100% I can do this on my own - please be gentle.

 

welcome to cag,you are not alone,and will get all the help needed to kick these cretins back under their stone.

 

 

 

lets see what PROOF they come back with.

 

 

SAM:pLOWELL DETESTER

 

 

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Hi Sam, OC is Barclays - who I did bank with, like I say it could well be a genuine one - I just have no recollection of it, back then I was in a permanent alchohol induced haze :oops:

 

The lowells letter came with a letter from Barclays (yeah, right!) in the same envelope saying they had sold the debt to lowells - is this what is called the notice of assignment (sorry, still new to this)

 

I'll see what they come up with - if it's genuine.................. well I'll deal with that when the time comes.

 

Luckily I have a fantastic partner who I can be honest and open with and is very supportive - so I don't feel I have to hide anything.

 

Again, thanks to all for advice so far

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Hi Sam, OC is Barclays - who I did bank with, like I say it could well be a genuine one - I just have no recollection of it, back then I was in a permanent alchohol induced haze :oops:

 

The lowells letter came with a letter from Barclays (yeah, right!) in the same envelope saying they had sold the debt to lowells - is this what is called the notice of assignment (sorry, still new to this)yes notice of assignment.

better known as a lowlife fudged letterhead:-oand famous "black square"

 

I'll see what they come up with - if it's genuine.................. well I'll deal with that when the time comes.

 

Luckily I have a fantastic partner who I can be honest and open with and is very supportive - so I don't feel I have to hide anything.

 

Again, thanks to all for advice so far

 

SAM:razz:LOWELL DETESTER

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No problems. I am always happy to help. I am fighting the Leeds Losers myself over an alleged '3 Mobile' debt. Funny i haven't heard from them since i wrote to them saying until they provide proof i owe the debt i will not be paying and i do not want them to cntact me. If they do contact me without the proof i requested then i will be charging them £30 per letter for my wasted time, paper cost, ink costs, envelope costs and postal costs.

 

They probably won't reply to your first letter but that is normal. The losers will have paid pennies for the debt.

 

One more piece of advice. Do Not Speak To Them On The Phone. Do everything in writing only. That way you have a paper trail and copies of all the letters.

 

I have the same with an O2 - I know they also cannot prove it cos I never signed the paperwork (couldn't be bothered to have to walk to the post office to post it back) and it is still in a box in my attic :D

 

Also after the prove it letter I sent them a letter telling them I was reporting them to companies house for using O2's name and company registration number on letter headed paper containing Lowell data matrix (tut, tut!) - they have been strangely quite ever since

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yep - to companies house - naughty naughty lowells - pretending a notice of assignment has come from a company when it really comes from themselves - and as it uses the other companies registered company number that is a no no

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They will prob send a letter offering a huge discount ;)

 

 

yep.it will be a once in a lifetime deal,from the nice guys.:rolleyes:

 

 

even if its not yours

or been statute barred for 36 years

 

clean your doorstep while you wait:lol:

 

SAM:pLOWELL DETESTER

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  • 2 weeks later...
Hi Guys,

Still nothing since my prove it letter, what's the usual waiting time for the next threat letter?between 1 day and 14 years.prob still looking for proof.or no more room on the red desk to pass it on.

 

Hope everyone's all well :)

 

maybe ms swallow is off ill

and no body can spout the crap as good as her

 

SAM

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