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Bluestreak131

Lowells might be trying it on....Again!

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Hi, been reading the forums for a while, but this is the first time I've had to post.

Received a letter from Lowells claiming I owe a debt from a time I would rather forget (marriage fell apart, drinking too much, running up debt - the usual). Most of the debt has been dealt with now, but this is one I can't recall, however given the state I was inat the time, it could be genuine.

 

Should I send the 'prove it' letter first, or skip that and go straight for a cca request?

 

I have started put my life back together now and things are going really well, but I will probably need some moral support if I'm going to fight these *!$&ers.

 

This is my first post, and I'm a lot stronger than I was a couple of years ago but still not 100% I can do this on my own - please be gentle.

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No problems. I am always happy to help. I am fighting the Leeds Losers myself over an alleged '3 Mobile' debt. Funny i haven't heard from them since i wrote to them saying until they provide proof i owe the debt i will not be paying and i do not want them to cntact me. If they do contact me without the proof i requested then i will be charging them £30 per letter for my wasted time, paper cost, ink costs, envelope costs and postal costs.

 

They probably won't reply to your first letter but that is normal. The losers will have paid pennies for the debt.

 

One more piece of advice. Do Not Speak To Them On The Phone. Do everything in writing only. That way you have a paper trail and copies of all the letters.


:cool::cool: Blondmusic :cool::cool:

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Right, prove it letter has gone first class recorded today, so now I guess I just have to play the waiting game.

Blondmusic, thanks again for advice - I have tried talking to DCAs by phone in the past and do not want try that again - I just loose my temper and call them names (not very mature, I know, but it makes me feel better lol)

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Hi, been reading the forums for a while, but this is the first time I've had to post.

Received a letter from Lowells claiming I owe a debt from a time I would rather forget (marriage fell apart, drinking too much, running up debt - the usual). Most of the debt has been dealt with now, but this is one I can't recall, however given the state I was inat the time, it could be genuine.who are they claiming is original creditor,is this anyone you have had any dealings with?

 

Should I send the 'prove it' letter first, or skip that and go straight for a cca request?

 

I have started put my life back together now and things are going really well, but I will probably need some moral support if I'm going to fight these *!$&ers.

lets keep it that way:)

 

This is my first post, and I'm a lot stronger than I was a couple of years ago but still not 100% I can do this on my own - please be gentle.

 

welcome to cag,you are not alone,and will get all the help needed to kick these cretins back under their stone.

 

 

 

lets see what PROOF they come back with.

 

 

SAM:pLOWELL DETESTER

 

 


SAM:pLOWELL DETESTER.

 

SO PROUD OF MY AVATAR,THAT TOOK ME WEEKS TO WORK OUT HOW TO GET ONE.:lol:

 

PLZ CLICK MY SCALES IF YOU LIKE WHAT I SAY.

OR IF I HAVE HELPED IN ANY WAY.:smile:

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Hi Sam, OC is Barclays - who I did bank with, like I say it could well be a genuine one - I just have no recollection of it, back then I was in a permanent alchohol induced haze :oops:

 

The lowells letter came with a letter from Barclays (yeah, right!) in the same envelope saying they had sold the debt to lowells - is this what is called the notice of assignment (sorry, still new to this)

 

I'll see what they come up with - if it's genuine.................. well I'll deal with that when the time comes.

 

Luckily I have a fantastic partner who I can be honest and open with and is very supportive - so I don't feel I have to hide anything.

 

Again, thanks to all for advice so far

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Hi Sam, OC is Barclays - who I did bank with, like I say it could well be a genuine one - I just have no recollection of it, back then I was in a permanent alchohol induced haze :oops:

 

The lowells letter came with a letter from Barclays (yeah, right!) in the same envelope saying they had sold the debt to lowells - is this what is called the notice of assignment (sorry, still new to this)yes notice of assignment.

better known as a lowlife fudged letterhead:-oand famous "black square"

 

I'll see what they come up with - if it's genuine.................. well I'll deal with that when the time comes.

 

Luckily I have a fantastic partner who I can be honest and open with and is very supportive - so I don't feel I have to hide anything.

 

Again, thanks to all for advice so far

 

SAM:razz:LOWELL DETESTER


SAM:pLOWELL DETESTER.

 

SO PROUD OF MY AVATAR,THAT TOOK ME WEEKS TO WORK OUT HOW TO GET ONE.:lol:

 

PLZ CLICK MY SCALES IF YOU LIKE WHAT I SAY.

OR IF I HAVE HELPED IN ANY WAY.:smile:

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No problems. I am always happy to help. I am fighting the Leeds Losers myself over an alleged '3 Mobile' debt. Funny i haven't heard from them since i wrote to them saying until they provide proof i owe the debt i will not be paying and i do not want them to cntact me. If they do contact me without the proof i requested then i will be charging them £30 per letter for my wasted time, paper cost, ink costs, envelope costs and postal costs.

 

They probably won't reply to your first letter but that is normal. The losers will have paid pennies for the debt.

 

One more piece of advice. Do Not Speak To Them On The Phone. Do everything in writing only. That way you have a paper trail and copies of all the letters.

 

I have the same with an O2 - I know they also cannot prove it cos I never signed the paperwork (couldn't be bothered to have to walk to the post office to post it back) and it is still in a box in my attic :D

 

Also after the prove it letter I sent them a letter telling them I was reporting them to companies house for using O2's name and company registration number on letter headed paper containing Lowell data matrix (tut, tut!) - they have been strangely quite ever since

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lowlife fudged letterhead:shock:and famous "black square"

 

Yep - that's the one, is it worth reporting this?

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yep - to companies house - naughty naughty lowells - pretending a notice of assignment has come from a company when it really comes from themselves - and as it uses the other companies registered company number that is a no no

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yes as andie says

 

report them

 

4 more this week:mad:

will they ever leant

 

SAM:pLOWELL DETESTER


SAM:pLOWELL DETESTER.

 

SO PROUD OF MY AVATAR,THAT TOOK ME WEEKS TO WORK OUT HOW TO GET ONE.:lol:

 

PLZ CLICK MY SCALES IF YOU LIKE WHAT I SAY.

OR IF I HAVE HELPED IN ANY WAY.:smile:

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will they ever leant

 

SAM:pLOWELL DETESTER

 

Nope :D


:)I am not an expert, but I can give good advice about Brighthouse:)

 

Am learning more and more about DCA's too :)

 

I have no legal experience and all advice given is based on the knowledge I've gained from this site.

 

<------If you think I have been helpful, please feel free to tip my scales - remember to put your CAG name though!

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Hi All, update - PO web site says letter has been delivered, not had any reply yet.

Is there anything else I should do, or do I just play the waiting game and see what they come up with?

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They will prob send a letter offering a huge discount ;)

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They will prob send a letter offering a huge discount ;)

 

 

yep.it will be a once in a lifetime deal,from the nice guys.:rolleyes:

 

 

even if its not yours

or been statute barred for 36 years

 

clean your doorstep while you wait:lol:

 

SAM:pLOWELL DETESTER


SAM:pLOWELL DETESTER.

 

SO PROUD OF MY AVATAR,THAT TOOK ME WEEKS TO WORK OUT HOW TO GET ONE.:lol:

 

PLZ CLICK MY SCALES IF YOU LIKE WHAT I SAY.

OR IF I HAVE HELPED IN ANY WAY.:smile:

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Report them to anyone and everyone you can think of :D


"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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Hi Guys,

Still nothing since my prove it letter, what's the usual waiting time for the next threat letter?

 

Hope everyone's all well :)

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Hi Guys,

Still nothing since my prove it letter, what's the usual waiting time for the next threat letter?between 1 day and 14 years.prob still looking for proof.or no more room on the red desk to pass it on.

 

Hope everyone's all well :)

 

maybe ms swallow is off ill

and no body can spout the crap as good as her

 

SAM


SAM:pLOWELL DETESTER.

 

SO PROUD OF MY AVATAR,THAT TOOK ME WEEKS TO WORK OUT HOW TO GET ONE.:lol:

 

PLZ CLICK MY SCALES IF YOU LIKE WHAT I SAY.

OR IF I HAVE HELPED IN ANY WAY.:smile:

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maybe ms swallow is off ill

and no body can spout the crap as good as her

 

SAM

 

that could be it :lol:

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