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    • Ok thanks guys for all the help & advice I think I will go the DRO option but will open a new bank account somewhere else first etc.  The only other things im little worried about is reading on the DRO it says about I wont be able to apply for credit but what about things like my car insurance as thats classed as credit paying it monthly Plus they say i must not have assets or car worth over £1,000 so what about things like my car worth around 2.5k and as said before when my father passed away he left me his camper that I cant part with its worth about 4k and what about things in house and jewellery etc ?? Can they come to house and check and so on
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gavin2121

Barclays Charges - Repay?

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Hi All,

 

I remember sending out letters some time ago to all my banks asking for charges to be re-paid...

 

Barclay's if i remember correctly were the only bank of mine that issued a letter explaining that they were waiting for the high court decision before carrying on any further with my request...

 

I've heard nothing.... so i guess they're still waiting???? or have people been paid out already??

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No, people haven't been repaid. Start reading around the forum, calculate all your charges from all your banks and put a court claim in to each one of them for everything.

 

Don't hang around. At the moment you can still add 8% statutory interest or even better, use our template and claim for restitutionary damages which means that the banks would be obliged to give you a profit that they have made on your money as well is your charges back.

 

Don't hang around. By September October it may no longer be possible to start a court claim.


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wow.. ok thanks...

 

looks like i'd better start again as i'm not too sure where all my copies have gone.. (wasn't very organised back then)

 

Anyone got 5 mins to run a brief start to finish process for me... ie... what forms & letters etc.:)

 

thanks Bankfodder!!

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Hi Gav,

 

Read through the Reclaiming Guide at Link No1 in my signature below for starters.

 

Start the process from new with a SOC (Schedule of Charges) and send off to the bank with a Prelim Letter and then follow with a LBA 14 days later.

 

Letters 3 and 4 from here - The Consumer Forums - Bank charges templates (consumer)

 

:)


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