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    • Many thanks for the replies and advice!   I what to send this email to the Starbucks CEO and the area manager. Your thoughts would be appreciated.   [email protected] [email protected]   Re: MET Parking PNC at your Starbucks Southgate site   Dear Ms Rayner, / Dear Heather Christie,   I have received a Notice to Keeper regarding a Parking Charge Notice of £100 for the driver parking in the Southgate Park Car Park, otherwise infamously known as the Stanstead Starbucks/McDonalds car park(s).   Issued by: MET Parking Services Ltd Parking Charge Notice Number: XXXXXXXXX Vehicle Registration Number: XXXX XXX Date of Contravention: XX.XX.XXXX Time: XX:XX - XX:XX   After a little research it apears that the driver is not alone in being caught in what is commonly described as a scam, and has featured in the national press and on the mainstream television.   It is a shame that the reputation of Starbucks is being tarnished by this, with your customers leaving the lowest possible reviews on Trustpilot and Trip Advisor at this location, and to be associated with what on the face of it appears to be a doubious and predatory car park management company.   In this instance, during the early hours of the morning the driver required a coffee and parked up outside Starbucks with the intention of purchasing one from yourselves. Unfortunately, you were closed so the driver walked to McDonalds next door and ordered a coffee, and for this I have received the Notice to Keeper.   It is claimed that the car park is two separate car parks (Starbucks/McDonalds). However, there is no barrier or road markings to identity a boundary, and the signage in the car park(s) and outside your property is ambiguous, as such the terms would most likely be deemed unfair and unenforcable under the Consumer Rights Act 2015.   I understand that Starbucks-Euro Garages neither operate or benefit from the charges imposed by MET Parking. However, MET Parking is your client.   Additionally, I understand that the charge amount of £100 had previously been upheld in court due to a ‘legitimate interest in making sure that a car park was run as efficiently as possible to benefit other drivers as well as the local stores, keeping cars from overstaying’.   However, this is not applicable when the shop or store is closed (as was the case here), as there is no legitimate interest. Therefore, the amount demanded is a penalty and is punitive, again contravening the Consumer Rights Act 2015.   As the driver’s intention of the visit was genuine, I would be grateful if you could please instruct your client to cancel this Notice to Keeper/Parking Charge Notice.   Kind regards
    • I received the promised call back from the Saga man today who informed me that the undertakers have decreed it IS a modification and they will need to recalculate a quote individually for me. However it all sounds very arbitrary. The more I think about it, and with help from forum replies, the more I am sure that it is not a modification. If for example the original seatback had become damaged by a spillage or a tear, I would be entitled to replace it with the nearest available part. The problem is when it comes to a payout after an accident, there is no telling what an individual insurer will decide when he notices the change. I am still undecided which of the two best routes to go with, either don't mention the replacement at all, or fill in the quote form without mentioning, and when it comes to buying the insurance over the phone, mention it at the time.
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    • LFI is spot on. In fact you could sue UKPC for breach of GDPR, as UKPC knew full well right from the start that their case was hopeless.  They should never have asked for your details from the DVLA. Take some time to think if that is a road you want to go down.  
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JBW Group banged on my door at 6AM today for a WONGA debt!!!


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Hello,

I desperately need help!

 

I took out a payday loan with WONGA for £750 in Jan with the loan being due in FEB of this year! I could not afford the repayment in one go at that time but managed to speak to a helpful agent in late FEB who gave me the bank details for Wonga - I have been depositing a weekly sum into the accounts of Wonga which now totals £390 as of Friday.

 

However, on Friday, I received two mobiles calls from an unknown number - I didn't answer - it was JBW group concerning my debt to Wonga.

 

On Saturday, I received a red letter from JBW GRoup for the debt listing a balance of £1,881.06!

 

Now, at 6am this morning, I awoke to banging on the windows from an agent of JBW demanding I open the door!! I told him through the letter box I was a minor and he had to leave!

 

What do I do now? How can Wonga pass on this debt with no warning to me and for such a large amount?

 

Any help appreciated! Thanks

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Now, at 6am this morning, I awoke to banging on the windows from an agent of JBW demanding I open the door!! I told him through the letter box I was a minor and he had to leave!

 

 

That is totally against OFT guidelines and verges on harrassment anyway.

 

I would make an immediate complaint to:

 

Your local Trading Standards.

 

Copy that to The Office of Fair Trading.

 

Report the matter to your local police station.

 

Make a formal written complaint to JBW and request a copy of their complaints policy.

 

Debt collects have no automatic right to call on you at any time of day let alone at that time. If they show up again, tell them to get of your property or you will call the police as, once you have told them to go, they are trespassing.

 

David

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Thats disgusting:mad: They should be reported

Im happy to help with support and my own opinions but as i have no legal qualifications If I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action,

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Is it correct that you are a minor?

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Bank Fodder,

 

I'm not a minor but my friend told me to not open the door and tell them through the letter box that I'm a minor to get rid of them. I told him and he kept banging on the door and shoved his ID through the letter box - I slammed it shut but now I'm scared to go out in case they pick my lock while I'm not home or do something drastic like take the door off the hinges!

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Hi,

You have no need to say you are a minor, just tell them that they have 10 seonds to get off your property or you will call the police. They have no rights to come to your door and don't worry about them attempting to gain access to your property, they wouldn't dare as that's classed as breaking and entering, a criminal offence.

As advised earlier, report them.

 

fox

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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wow!! no wonder its jumped up to nearly 2 grand, does anyone know if its subject to cca?

 

Must be but an online application.

 

Wonder what the average judge would make of it if a POC was issued.

 

David

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Does anyone know if I should still continue to deposit money in Wonga's account or should I stop seeing as they have passed on the debt to JBW Group? I'm on my way to the police right now as the neighbours told me they were disturbed by the agent as well.

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this has to be a conflict of interest, big time

 

a baliff company doing collections on civil debt

 

it seems they are passing the civil debt cases to there normal baliffs

 

think about it

 

bank on the door saying you owe xyz to say wonga

 

you say in dispute, they then say they will take your goods and flash a legit baliff badge

 

if you knew no difference, it would scare the hell out of some people, let alone some fictiouse collection charge on top

 

this cant be right

 

A BALIFF CO DOING CIVIL DEBT COLLECTIONS

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It might be worth ringing JBW (although we normally advise not to) to inform them that you find their behaviour unacceptable & what you will be doing about it etc...

Be firm if you do & do not let them bully you into payment.

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Insist the police do something after all as tax payers WE PAY them to protect us from this harrasment the same goes for the oft and trading standards. The time has come for robuts action and not just tea and scones and a cosy chat, a few £50.000 fines and licences revocations would soon get the message across

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Well I just came from the police station - made my report but it is unenforceable unless a) actual bodily harm is done or b) they enter by undue force......... I've got to possibly endure many more visits just to get them off my back!!

 

I've made my complaint to Trading Standards / Consumer Direct verbally and will send off a letter momentarily.

 

The CSA is also getting a letter about JBW's tactics ........

 

I usually pay £18.75 on Fridays into Wonga's account - but should I continue to pay this?

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Well I just came from the police station - made my report but it is unenforceable unless a) actual bodily harm is done or b) they enter by undue force......... I've got to possibly endure many more visits just to get them off my back!!

 

I've made my complaint to Trading Standards / Consumer Direct verbally and will send off a letter momentarily.

 

The CSA is also getting a letter about JBW's tactics ........

 

I usually pay £18.75 on Fridays into Wonga's account - but should I continue to pay this?

 

Well wait untill they come back and when they start baning on the door call 999 amd tell them you have a nutter outside.

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Do you have a digital camera with video capability?

 

Or if you can afford it buy a small cctv camera for around ten pounds from ebay.

 

When they next knock just start filming them with your camera or point to the cctc camera and tell them all is being recorded. They will back off then because they will need to be nice, you can ask them to leave and if they don't you will have it recorded so they probably will go.

 

You can even put a fake cctv camera up as long as you mention they are being recorded they will leave you alone rather than get heavy handed.

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Well I just came from the police station - made my report but it is unenforceable unless a) actual bodily harm is done or b) they enter by undue force......... I've got to possibly endure many more visits just to get them off my back!!

 

I've made my complaint to Trading Standards / Consumer Direct verbally and will send off a letter momentarily.

 

The CSA is also getting a letter about JBW's tactics ........

 

I usually pay £18.75 on Fridays into Wonga's account - but should I continue to pay this?

 

 

As usual the cops have told the victim a load of carp - no bodily harm needs to be done for there to have been an offence committed - You only have to be put in fear for your wellbeing for there have to been an assault

 

Where do you live It's not West London is it cos if it is the cops there act like debt collectors & will assist the DCA I understand there are already a number of complaints with the IPCC on this very matter

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