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hme.4x4

Moving House who do I inform?

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I am moving house within the next month and I am just wondering what is the best way to deal with my change of address.

I have;

 

Cap One admit no CCA

HFC no response to CCA request

Halifax no response to CCA request

Lloyds TSB no response to CCA request

M & S Money no enforceable CCA

Mint no enforceable CCA

 

I have not paid any of them for over a year now and all is quiet, touch wood ;)

These accounts are so old there are only two defaults left on my CRF one due to fall off after 6 years next month, and one I am battling with Wescot ,but which is also due to fall off next April.

 

I know when I move that if I register on the Electoral Roll Experian will pick up my new address. But obviously I will need to inform my bank account and other usual accounts of the new address. Any advice on the best way to do this please?

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Why not have your mail redirected through the Post Office http://www.royalmail.com/portal/rm/content1?catId=600008&mediaId=600047#1600073 and then play it by ear?


Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

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Thanks cerberusalert, yes, I am planning to redirect my mail, but are you meaning that I do that with my bank account too?

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That's up to you - you can inform your bank of your change of address but as for the rest, let the royal mail direct their mail :)


:)I am not an expert, but I can give good advice about Brighthouse:)

 

Am learning more and more about DCA's too :)

 

I have no legal experience and all advice given is based on the knowledge I've gained from this site.

 

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Be Warned

 

Royal Mail Inform Tv Licence

Tax Office

And God Knows Who Else If You Do An Official Redirection

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There's an old saying

 

keep you friends close and your enemies even closer

 

there is always a danger if you do not notify your creditors that they obtain ccj/s and may serve important documents on you which you do not respond to

 

if you go the re direction route make sure you do regular checks with the cra's on your prev address

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if you go the re direction route make sure you do regular checks with the cra's on your prev address

Which will be flagged on the credit file along with the new address, whereas with the redirection all mail will be forwarded to the new address including any missives from the DCAs.


Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

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if he makes the applications per post from the old address the responses will go to him at he old address and be redirected and they wlil be not the wiser

 

having said that as you have probably gathered i am much more of a bulls by the horns type and don't believe in cowering away from them so i take you point

 

As i have a family member who has been a postie for years i can also tell you that the system if re direction does not work terribly well

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i wont argue that one diddy

spot on

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