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utilityreg

Grrr Lloyds TSB

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Had a letter from Lloyds yesterday...

 

Lloyds reduced my O/D to the highest amount it's been in the last 3 months plus a bit of 'leeway' in their words. How the hell do they know what my situation is going to be in the next 3 months?!

 

On my statement it clearly says my overdraft is up for review in April 2010. If they were going reduce it why didn't they do it April of this year? :mad:

 

I rang up to contest this and they have given me until the end of August but left me up ****s creek :evil:

 

Anyone else has the same thing??

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A quick dilemma that I hope someone can help with.

 

My current overdraft is £10,000 and I am currently £5,000 overdrawn. After I have had all of my bills come out etc. I will be £4,000 overdrawn and they want to reduce it to £4350.

 

If I take the money out now and put it into another account and stay about £9,500 overdrawn and pay it off slowly, is there much they can do?

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correct draw the funds out NOW before they reduce it , thats what we did last year and in the end they did not reduce it , but a shame i went BR in Feb 09 and the whole amount has now been written off

 

:):)

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Well I've tried the road of I will switch to Natwest and I was gonna switch my mortgage to you etc. etc. and see what happens!! If not the funds are being drawn and I will pay if off bit by bit much like a loan!!

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