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New girl totally lost what to do


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ok you probably heard all this before, i set up paypal into my account. and made some payments with paypal going through my bank account. didnt think anything was wrong till i got a phone call from my bank today stating i was £133 in over drawn charges. and if i didnt make the payment to them they will add more charges.

to me this seems really unfair, as i didnt realise i was overdrawn, and if i was overdrawn, why didnt they call me sooner, instead when it was at £133 which is a lot of money. is there anyway possible does anyone know of me writing to my bank and asking them to take these charges away, i dont mind paying some i suppose to shut them up. but wondered if there is any template i can send them... any help would be helpfull.

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Hi and welcome to CAG :)

 

Have a read of the following links :)

 

The Consumer Forums - Step By Step Instructions. Bank charges.

 

The Consumer Forums - FAQs

 

 

you will find all the letters needed here : The Consumer Forums - Bank charges templates (consumer)

 

 

 

Hope that helps

 

Any problems just post back on here and someone will be along to point you in the right direction

 

Saint

Any typos spelling mistakes are due to leprechauns in my keyboard they move the letters around sometimes (amended just for Bookie)

 

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I offer help and advice in good faith, based on my knowledge and experience. I am NOT a legal or financial expert. There are many CAG members and site team who are better qualified. Please do not make major decisions based on my advice alone.I do not give advice via P.M's. If anyone can correct my mistakes or improve on my advice, please do.

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i am totally thick, i just dont knwo or understand what i am to do... sorry .... to be honest i wondered if someone would be so kind to actually put me in the right places and explain what i have to do , cause i am useless at these type of things

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If you click on the links I posted that they tell you what you need to do and gives all the information that you need

Any typos spelling mistakes are due to leprechauns in my keyboard they move the letters around sometimes (amended just for Bookie)

 

"How do I...?" A Dummies' Guide to this Forum

FAQ

Forum rules

Cag toolbar

 

 

Please Donate if you can - help CAG help others

 

I offer help and advice in good faith, based on my knowledge and experience. I am NOT a legal or financial expert. There are many CAG members and site team who are better qualified. Please do not make major decisions based on my advice alone.I do not give advice via P.M's. If anyone can correct my mistakes or improve on my advice, please do.

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