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New girl totally lost what to do


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ok you probably heard all this before, i set up paypal into my account. and made some payments with paypal going through my bank account. didnt think anything was wrong till i got a phone call from my bank today stating i was £133 in over drawn charges. and if i didnt make the payment to them they will add more charges.

to me this seems really unfair, as i didnt realise i was overdrawn, and if i was overdrawn, why didnt they call me sooner, instead when it was at £133 which is a lot of money. is there anyway possible does anyone know of me writing to my bank and asking them to take these charges away, i dont mind paying some i suppose to shut them up. but wondered if there is any template i can send them... any help would be helpfull.

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Hi and welcome to CAG :)

 

Have a read of the following links :)

 

The Consumer Forums - Step By Step Instructions. Bank charges.

 

The Consumer Forums - FAQs

 

 

you will find all the letters needed here : The Consumer Forums - Bank charges templates (consumer)

 

 

 

Hope that helps

 

Any problems just post back on here and someone will be along to point you in the right direction

 

Saint

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i am totally thick, i just dont knwo or understand what i am to do... sorry .... to be honest i wondered if someone would be so kind to actually put me in the right places and explain what i have to do , cause i am useless at these type of things

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