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    • read it proprly.. it doesn't say WILL anything and original creditors don't do court as they don't want the judge delving into their business model nor the bad publicity.   as for the FOS you just have to let it run. yours is a very short time since yo put it into them typically it always takes 6-9mts normally before they move on anything though they usually send you an ACK they have the complaint.        
    • Since the last post on this thread I have sent a complaint to the FOS but have not heard anything from them as yet either, I'm guessing they're rather snowed under and on reduced staff so no real surprise.   Still had nothing approaching help from lending stream but today they emailed me default notices for the loans, again demanding I phone them and pay up in full or they will begin court proceedings.   Any advice as to how I should proceed please?
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    • Hi   When you say lease is this a Private Rented Property? (is it a lease or an AST)   Exactly what type of Agreement did you have and start date and end date?   Was your Deposit protected in a Tenancy Deposit Scheme and your were given a copy of the Prescribed Terms of that Scheme?   When you moved out of the property was this agreed with the Landlord and a check out inspection agreed? (i note you mentioned they couldn't carry out the inspection due to covid-19)   Does your lease agreement have any clauses in it for 'Late Payment of Rent or Rent Arrears'? (if so what does it state)   Is there anything in the documentation from Lowell's giving a breakdown of this money owed? (does it have anything mentioning damage  or it is just rent arrears/charges)      
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odds

IB and DLA

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Just a quick couple of questions.

Last year DWP wrote and said I didn't need to send a sick note again till June 2009, but they would remind me well in advance. I think I still have the letter, but what would happen if I didn't remember ?

It is nearly JULY and I have not heard from them. so what happens now ?

 

Should I send another sick note ?

Will they just stop my money without warning ?

What is the best action to take ?

 

Again with DLA, they are right on the ball. My DLA is not due for renewal till Dec 2009 yet I already have a claim pack through the post.

Regarding my DLA claim, this was done with a home visit from a doctor. He filled the form in and obviously my award was made off what he wrote. I have never seen a copy of this. So when they ask if your situation has changed, how can I comment cos I don't know what he put in his report.

Any advice welcome.

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In relation to your IB claim, give them a call and get clarification as to whether they need a sick note or not. Normally after you have been told sick notes are no longer required an IB50 is sent and you may be required to attend a medical on renewal.

 

As for the doctors report for your DLA, you can get a copy of this by making a subject access request to DLA.

 

The DWP do not make a charge for subject access requests, just some poor sole has to request the file from storage and photocopy any clerical material as well as collating all the screen prints.


The advice I give in relation to benefits should be viewed as general advice and not specific to your individual claim circumstances. I cannot give specific advice on your claim as I cannot access the claim.

 

If you find the advice useful please click on my scales.

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Cheers for that info.

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If you have a Welfare rights officer, they will help you complete this form. You can find their number on your Local Authority's website. They do send these forms out early as they take about 12 weeks to assess.

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