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I want to claim against lloyds and i'm unsure of a POC for my court action. Can someone help me word one and is it advisable for a soul trader account?

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At the moment, I think the general advice is to think long and hard about making a business claim. There are hundreds of posts on here as to why this is so - just have a read of them to find out.

 

With regard to sole trading accounts, I think the situation is even more confusing. Some believe that if you can show that your sole trading account was also for personal use, that there may be an argument that you can make a claim under personal consumer regulations.

 

There has been talk of using the "unfair relationships" provisions of the latest Consumer Credit Act. The CCA applies to sole traders and small partnerships as well as individuals. I have been reading up on it today and remain pretty unconvinced that you would get a result from it (although I am open to more positive arguments about it from anyone !!) :)

 

I also believe that some others here on CAG are thinking up new possible ways for businesses to make a claim. Keep a look out for new information.

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Can you say what you have done so far ?

Have you sent them a LBA ?

What periods do the charges relate to ?


Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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yes. sent a lba and charges releate to last year.

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