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You can now change your notification sounds by going to this link https://www.consumeractiongroup.co.uk/index.php?/&app=soundboard&module=soundboard&controller=managesounds

 

You can find a library of free notification sounds in several places on the Internet. Here's one which has a very large selection https://notificationsounds.com/notification-sounds

 

 

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Hi

 

I've been checking out my credit file and spotted two search entries relating to "outstanding debt". Apparently this is visible for two years to any lenders checking my file! - Can someone confirm this?

 

Most people here say to dispute them with the CRA - Is there a standard letter for this? Is there a specific reason I should tell the CRA I want to do it?

 

It seems then reccomended we ask the DCA for copy of original T&Cs, Signed Agreement etc - Is there a standard letter for this?

 

I know this comes later once Ive received the responces but im interested what heppens next...

 

If I prove they are unenforcable debts and the searches have taken place after the 6 years passed by does that mean I get the entries removed from my file? If yes then how should I write to the CRAs to request this? Does anyone have an example letter for that?

 

Thanks in advance.

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