Jump to content

You can now change your notification sounds by going to this link https://www.consumeractiongroup.co.uk/index.php?/&app=soundboard&module=soundboard&controller=managesounds

 

You can find a library of free notification sounds in several places on the Internet. Here's one which has a very large selection https://notificationsounds.com/notification-sounds

 

 

BankFodder BankFodder

 

BankFodder BankFodder


  • Tweets

  • Posts

    • Well, you've highlighted the problem yourself, whatever you decide will carry some risk.   However, I would think the risk of a default judgement & CCJ is to be avoided at all costs and the least worse thing would be to write them a two-line letter with their reference number and your new address.   As usual, any details you can give us on the forum sticky would be useful for the future      
    • That the value I paid for.. 250..  The cctv footage it's archived. 2 of them.. 
    • No copy of signature.. Just a name "jolly"... On tracking no proof of signature 
    • Thanks for the message that is what I thought. In the mean time they have sent another message, below, I can’t follow up with Amazon until 48 hours. But I will go armed.    “Your return period is 30 days with ourselves and then you are covered under the manufacturer’s warranty.”    
    • OK, I found the letter I was looking for:     Dear Sir/Madam,   Reference: [order number]   On [date], I placed an order for a [item] and it was delivered by you on [date].   I have discovered that the [item] has the following problem: [give details].   The Consumer Rights Act 2015 makes it an implied term of the contract that goods be as described, of satisfactory quality and fit for purpose.    Any returns policy that says I have to cover the cost of returning items must only relate to the situation where I change my mind about the item ordered and not where there is a problem with the item.    I should not lose out financially as a result of your breach of contract and accordingly all costs of returning the item should be met by you.    I also require you to confirm you will arrange for [the item] to be collected.   I look forward to hearing from you.   Yours faithfully, [Your name]
  • Our picks

    • Father passed away - Ardent Credit Services (Vodafone) now claiming he owes money. Read more at https://www.consumeractiongroup.co.uk/topic/423040-father-passed-away-ardent-credit-services-vodafone-now-claiming-he-owes-money/
      • 8 replies
    • Currys Refuse Refund F/Freezer 5day old. Read more at https://www.consumeractiongroup.co.uk/topic/422656-currys-refuse-refund-ffreezer-5day-old/
      • 5 replies
    • Hi,  
      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
       
      I put a few things in my trolley and then did a shop.
      I paid and was about to get into my car when the security guard stopped me and asked me to come back in.
       
      I did and they took me upstairs.
      I was mortified and said I forgot to scan the clothes and a conditioner, 5 items.
      I know its unacceptable but I was distracted and Initially hadn’t really planned to use scan and shop.
       
      No excuse.
      I offered to pay for the goods but the manager said it was too late.
      He looked at the CCTV and because I didn’t try to scan the items he was phoning the police.
       
      The cost of the items was about £40.
      I was crying at this point and told them I was a nurse, just coming from work and I could get struck off.
       
      They rang the police anyway and they came and issued me with a community resolution notice, which goes off my record in a year.
      I feel terrible. I have to declare this to my employer and NMC.
       
      They kept me in a room on my own with 4 staff and have banned me from all stores.
      The police said if I didn’t do the community order I would go to court and they would refer me to the PPS.
       
      I’m so stressed,
      can u appeal this or should I just accept it?
       
      Thanks for reading 
      • 12 replies
    • The courier industry – some basic points for customers. Read more at https://www.consumeractiongroup.co.uk/topic/421913-the-courier-industry-%E2%80%93-some-basic-points-for-customers/
      • 1 reply
geministar2007

Repayment of working tax credit

style="text-align:center;"> Please note that this topic has not had any new posts for the last 4033 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Myself and partner have recently parted. Our previous working tax claim stated we have been over paid, i believe this to be for around £700.

 

Firstly, obviously this has to be paid back, but how do i go around sorting it so my ex pays his half back?

 

Also i went bankrupt in January this year, in which i noted i owed working tax credits around £450. Can working tax be included in a bankruptcy claim? I heard it could that is why it was listed.

 

I look forward to hearing from someone.

 

Thank You:p

Share this post


Link to post
Share on other sites
Myself and partner have recently parted. Our previous working tax claim stated we have been over paid, i believe this to be for around £700.

 

Firstly, obviously this has to be paid back, but how do i go around sorting it so my ex pays his half back?

 

Also i went bankrupt in January this year, in which i noted i owed working tax credits around £450. Can working tax be included in a bankruptcy claim? I heard it could that is why it was listed.

 

I look forward to hearing from someone.

 

Thank You:p

 

Sorry to hear about your problems, speaking from personal experience, i was accused of owing money to the HMRC following my separation, my separation occured approx 4 years ago, and they have only just informed me.

 

I have got proof that i notified them etc, i am just waiting to hear from them again in this matter.

 

Can you recall informing them of your separation, if so, even if you dont have proof, the HMRC keep logs of all communication including a call managment system that keeps certain calls for a period of time.

 

If you have informed them then you shouldnt be liable, i would recommend that you request a Subject Access Request from them.

 

With regard to your debt been part of your bankrupcy, i would have thought that this debt would come under your bankrupcy.

 

If your confident that you owe this money, inform them that the debt is for you and your partner and you are only liable for 50% of this.

 

Hope you get things sorted.


The retailers worst nightmare !

Share this post


Link to post
Share on other sites

It can only be included in bankrupcy if Tax Credit issued you a final award notice of repayment before the bankrupcy order was granted. If this was issued after the date of the Bankrupcy order then they can pursue you for it, even if the overpayment occurred prior to the order.

 

If you were the main claimant they will pursue you, and have no obligation to pursue your ex partner. The only way you can attempt to get your ex to pay his share is by taking action through civil court to recover the money after you have paid it off.

 

I have the same issue with my ex, without the bankrupcy. Left to pay the crap that he got the benefit of!

 

What you can do if you don't think you should pay it back, for example if you believe they made an error, is dispute the decision to recover the overpayment. If they still say you must pay it back there is no right of appeal, but there is another process you can follow, which is detailed in my response to another poster regarding overpayment, here: http://www.consumeractiongroup.co.uk/forum/benefits-tax-credits-minimum/206291-child-working-tax-credit.html


My advice is based on my opinion, my experience and my education. I do not profess to be an expert in any given field. If requested, I will provide a link where possible to relevant legislation or guidance, so that advice provided can be confirmed and I do encourage others to follow those links for their own peace of mind. Sometimes my advice is not what people necesserily want to hear, but I will advise on facts as I know them - although it may not be what a person wants to hear it helps to know where you stand. Advice on the internet should never be a substitute for advice from your own legal professional with full knowledge of your individual case.

 

 

Please do not seek, offer or produce advice on a consumer issue via private message; it is against

forum rules to advise via private message, therefore pm's requesting private advice will not receive a response.

(exceptions for prior authorisation)

 

 

 

 

Share this post


Link to post
Share on other sites

sorry to say but if your overpayment is from a joint claim then you are liable for all and half of it. you can make an arrangement with them for 50% but if they don't get the remainder from your ex-partner they will chase you for the remainder. the amount of the overpayment will depend on when you told them and if a payment has already been issued. contact them and find out.

Share this post


Link to post
Share on other sites

i dont have an issue with what they are saying we owe. I just wondered what the situation was as i had gone bankrupt and my partner has now left. They have only just sent out info of the figure owed so i guess as you say above, it is to late to include this in my bankruptcy.

 

I will happily pay back half in installments but i dont see why i should be the only one paying anything back, when the claim was for us both.

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...