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magictorch1976

What should 1st Credit Supply ?

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Hi All

 

A debt from CashEuronet has been passed to 1st Credit with my name on it. I have requested that they send me the notice/deed of assignment. The arrogant 1st credit advisor on the end of the phone has stated that by them sending me a letter advising of the debt, this is notice it is assigned to them. I would have expected a copy of something from CashEuronet to me advising that they have assigned it ? Am I right ?

 

Cheers

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From memory the creditor is meant to advise, but other wiser heads can give you a definative answer on this.


Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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Hi,

Just had a quick look at them. They are part of Payday loans and are regulated by the CCA 1974 therefore, I would assume they would have to default you before selling the debt on to Worst credit.

You should have recived a Notice of Assignment.

 

Don't speak to them on the phone.

 

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From memory the creditor is meant to advise, but other wiser heads can give you a definative answer on this.

 

Aggree I also think that to be valid the oc should send you notice

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According to s136 of the Law of Property Act 1925 the Notice of assignment must be given to the alleged debtor. They need proof that this has been done so it should be by registered post, recorded delivery or personal service.


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Ah ha ! Great thank you. So if I have not received it, do I send a letter advising I do not acknowledge etc. ?

 

Thanks for your help :-)

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Write to Worst Credit and ask them for proof that the debt has been legally assigned in accordance with S136 of the law of property Act 1925


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