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Anita7126

Abbey Default Charges!!!

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Help!! i am thinking about claiming back my charges from abbey. i have just received the statements back and all charges total £3000- do i add interest at this stage and return the letter now. Or do i wait to see what the outcome of the current on going hearing!!!:confused:

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Hi and welcome to cag :)

 

Sorry your post got missed yesterday ...... what you need to do is to do is find out the total of the charges that have been levied from your account ...... I found the easiest way was to go through the statements with a highlighter then you need to input your charges into a spread sheet ..... there are a few about that work out the interest for you.

 

Then you send a letter (not including the 8% s69 interest) to the bank asking for the charges refunded to your bank ..... who will send you back the general 'fob off' letter citing the current OFT case and the waiver granted to the banks by the FOS :)

 

Post back with any other questions :)

 

Hope that helps

 

Saint


Any typos spelling mistakes are due to leprechauns in my keyboard they move the letters around sometimes (amended just for Bookie)

 

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I offer help and advice in good faith, based on my knowledge and experience. I am NOT a legal or financial expert. There are many CAG members and site team who are better qualified. Please do not make major decisions based on my advice alone.I do not give advice via P.M's. If anyone can correct my mistakes or improve on my advice, please do.

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