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RickyK v Capital One


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Hi all, have been reading through all the information and the posts and have decided to go for it!

 

I have already done the Halifax for my current account for £489 which I ended up filing a claim, so they ended up paying me £645!!

 

I have just sent my SAR letter with the £10 fee, so will wait and see what happens

Halifax Bank Account - Settled in Full £650 MCOL Stage

Halifax Credit Card - MCOL Filed (£100)

Halifax Personal Loan - LBA Sent (£80)

Citi/Associates Credit Card - MCOL Filed

Aqua Credit Card - MCOL Filed

MBNA Credit Card - Settled in Full with Contractual Interest

Capital One Credit Card - Settled In Full £100 Prelim Stage

GE Money Personal Loan - MCOL Filed

HFC Personal Loan - MCOL Filed

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So do I!!

 

I will just have to sit tight and wait for my response to the SAR, but hope it won't be too long. Will keep you all updated

Halifax Bank Account - Settled in Full £650 MCOL Stage

Halifax Credit Card - MCOL Filed (£100)

Halifax Personal Loan - LBA Sent (£80)

Citi/Associates Credit Card - MCOL Filed

Aqua Credit Card - MCOL Filed

MBNA Credit Card - Settled in Full with Contractual Interest

Capital One Credit Card - Settled In Full £100 Prelim Stage

GE Money Personal Loan - MCOL Filed

HFC Personal Loan - MCOL Filed

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  • 2 weeks later...

I have recieved my statements today sent by special delivery, so going to make myself a large coffee and work my way trough them

 

Will send my prelim first thing tomorro and let you know how it goes

Halifax Bank Account - Settled in Full £650 MCOL Stage

Halifax Credit Card - MCOL Filed (£100)

Halifax Personal Loan - LBA Sent (£80)

Citi/Associates Credit Card - MCOL Filed

Aqua Credit Card - MCOL Filed

MBNA Credit Card - Settled in Full with Contractual Interest

Capital One Credit Card - Settled In Full £100 Prelim Stage

GE Money Personal Loan - MCOL Filed

HFC Personal Loan - MCOL Filed

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I have now gone through all of my statements to find I have been charged a total of £100

 

Prelim will be in the post tomorrow morning

Halifax Bank Account - Settled in Full £650 MCOL Stage

Halifax Credit Card - MCOL Filed (£100)

Halifax Personal Loan - LBA Sent (£80)

Citi/Associates Credit Card - MCOL Filed

Aqua Credit Card - MCOL Filed

MBNA Credit Card - Settled in Full with Contractual Interest

Capital One Credit Card - Settled In Full £100 Prelim Stage

GE Money Personal Loan - MCOL Filed

HFC Personal Loan - MCOL Filed

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  • 2 weeks later...

Received a reply to my prelim this morning and they are paying up in full!

 

Can't beleive how easy that was

Halifax Bank Account - Settled in Full £650 MCOL Stage

Halifax Credit Card - MCOL Filed (£100)

Halifax Personal Loan - LBA Sent (£80)

Citi/Associates Credit Card - MCOL Filed

Aqua Credit Card - MCOL Filed

MBNA Credit Card - Settled in Full with Contractual Interest

Capital One Credit Card - Settled In Full £100 Prelim Stage

GE Money Personal Loan - MCOL Filed

HFC Personal Loan - MCOL Filed

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Nice One

Lloyds TSB £375.00 - Prelim letter sent 09/07/07.

 

HSBC - £777.50+ Interest £18.50 Total Claim £796.00. Prelim Letter sent 09/07/07

 

Captial One - £260.00 + Interest £38.44.

Total Claim £298.44. Prelim letter to be sent 20/07/07

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