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Banks 'face deluge of litigation'

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Banks 'face deluge of litigation'

 

 

_45957729_000095955-1.jpg The Law Lords are led by Lord Phillips, the senior Lord of Appeal

 

Banks face an "appalling prospect" if the Office of Trading is allowed to rule that overdraft charges are unfair, the House of Lords has been told.

The banks would receive a deluge of litigation if the decision was made against them, the court has heard.

Five Law Lords are hearing an appeal by seven banks and one building society against judgements by two lower courts.

The lenders are challenging the right of the Office of Fair Trading to decide if overdraft charges are fair or not.

 

http://news.bbc.co.uk/2/hi/business/8116384.stm

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Jonathan Sumption QC, for the banks, said if the previous ruling in favour of the OFT was upheld, the banks would face a deluge of litigation with claims going back many years.

"That prospect is appalling," he said.

He said if the courts upheld the right of the OFT to scrutinise bank charges, then the charges might be deemed unenforceable for a time period dating all the way back to the 1990s.

That was because European Union regulations on unfair terms in consumer contracts had been introduced into UK law during that decade.

 

Absolutely correct - but don't forget that you heard it on this forum first!!


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aww what a shame my heart bleeds 4 them NOT perhaps they should of thought of that first they dont get my simpathy vote


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CARTER V Co-Op

BANK CHARGES

REFUNDED £3567

 

POMPEYFAITH V Co-Op PPI

OFFER MADE BUT REFUSED

ONGOING AND STILL ONGOING

NOW WITH THE OMBUDSMAN

 

R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

 

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I especially like these bits

 

"Does our case allow extortionate prices? Yes," he said.

 

Thats why a student today who went overdran by a penny was charged nearly £50:mad:

 

"The typical consumer is one who pays, intends to pay, or expects to pay debit charges," said Mr Vos.

No its bloody not:mad:


PGH7447

 

 

Getting There Slowly

---------

 

Advice is given freely but is in no way meant to be taken as Gospel:-)

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i cannot believe that Jonathan Sumption QC admitted that the banks prices are extortionate in open court

 

how helpful!


post office WON 12/11/06

 

abbey.LBA sent 30/10/06.MCOL claim submitted 8/11/06.allocation questionnaire sent 16/12/06.schedule of charges sent 16/12/06.WON

 

2nd abbey claim SAR sent 3/1/07.WON.complaint letter sent 18/1/08

 

alliance and Leicester.WON

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Indeed, that caused me to raise an eye brow as well. Maybe the Law Lords raised a collective eye brow too.

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