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Hi,

i've been watching all the news etc regarding reclaiming this type of insurance, but does anyone know if this covers hp on a car.

We purchased our car from the dreaded yes car credit company in jan 2002, and although i cant remember 100% if we had this kind of protection stuff added, i think they probably would have done.

 

If i can dig out the paperwork and i discover that yes, we did actually have it, can i reclaim it, and if the answer is yes, who do i contact, because the company has ceased trading as far as i know.

 

Look forward to your help folks.

 

Baz


Please note that although my advice is offered, you should consult your legal representative before taking ANY action.

 

 

have a nice day !!

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Hello baz,

 

I believe it does cover yes car who are renowned for poor service to customers.

 

If the company has ceased trading then you may be able to approach the Financial Services Compensations Scheme....see this link....

 

http://www.abi.org.uk/Document_Vault/FINANCIAL_SERVICES_COMPENSATION_SCHEME_-UPDATED_SUMMARY1.pdf

 

Hi,

i've been watching all the news etc regarding reclaiming this type of insurance, but does anyone know if this covers hp on a car.

We purchased our car from the dreaded yes car credit company in jan 2002, and although i cant remember 100% if we had this kind of protection stuff added, i think they probably would have done.

 

If i can dig out the paperwork and i discover that yes, we did actually have it, can i reclaim it, and if the answer is yes, who do i contact, because the company has ceased trading as far as i know.

 

Look forward to your help folks.

 

Baz

 

 

Hope the above helps you get started

 

 

aa


I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

------------------------------------------------

Bank charge successes:

Halifax - Full settlement incl interest.

HSBC - Settlement, goodwill no admission of liability about 75% of claim.

RBS - Settlement, goodwill no admission of liability about 70% of claim.

2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did :mad:

PPI Successes

PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.

2 claims settled in full with LV without FOS involvement.

2 claims settled in full with HSBC without FOS involvement

 

PPI Claims ongoing with:

Cap one Now with the FOS

Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.

LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

 

1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..

Post 290 from

***RBS PPI Claim Long fight but, WON***

 

Please do not PM me for advice as it may be sometime before I can respond.

 

Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.

 

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