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Hi all, right I sent a cca request to equidebt anyway gave them a month to send a sighed credit agreement none arrived so I sent the second letter to complain , so another month goes by then they send me 2 what they say are sighed credit agreements which I am certain they are not (both have different dates on and different amounts none have how much I have to repay and at what % and the biggest give away is both say EASY TO APPLY.) so I know they are applications for 2 different loans that I was turned down for , I know ive never had a loan from the original lender . Anyway what I need to know is what is my next step as equidebt say they are going to start collecting again on 1st July so threat o grams and phone calls again. Any letters or any suggestions welcome .

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