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MikeBigg

MBNA/Virgin - what's the story?

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Hi,

 

I have Virgin credit card debt. I CCAd MBNA - initially they sent some complete nonsense, but have now sent what looks to be an enforceable agreement - I'll post it later to get you opinions.

 

My question is this: the debt is with a Virgin credit card, but the CCA is MBNA.

 

I know MBNA underwrite Virgin cards, but wouldn't I have applied on Virgin headed application form?

 

The copy of the form they have sent me dates back tot he year 2000. Did Virgin issue credit cards then?

 

The reason I ask is that I probably had a MBNA card at some time - I'm wondering if they have sent me the paperwork for that account rather than the virgin account.

 

Does anyone know the history of virgin and mbna cards?

 

Thanks for you help,

 

Mike

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Further - how would I be able to check if what they have sent me relates to an MBNA rather than a Virgin card?

 

Just asking them the question seems an unliekly solution as I don't trust them to tell the truth.

 

Thanks,

 

Mike

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Bump.

 

Sorry for bumping, but I would like some input on this and the posts very quickly go down the list.

 

Is there a better place to ask this type of question?

 

Thanks,

 

Mike

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