Jump to content

You can now change your notification sounds by going to this link https://www.consumeractiongroup.co.uk/index.php?/&app=soundboard&module=soundboard&controller=managesounds

 

You can find a library of free notification sounds in several places on the Internet. Here's one which has a very large selection https://notificationsounds.com/notification-sounds

 

 

BankFodder BankFodder

 

BankFodder BankFodder


steve76

is it possible to change mortgage during a IVA ?

style="text-align:center;"> Please note that this topic has not had any new posts for the last 4036 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

ive been in a IVA for over a year now and my current mortgage deal is up , i was just curious if able to get a new fixed rate deal with me being in a IVA or am i wasting my time as probably no bank etc will want to know

 

any help much appreciated

Share this post


Link to post
Share on other sites

Sorry, but no chance whilst still in IVA.

Share this post


Link to post
Share on other sites

Zander that answer is not necessarily correct.

 

steve76 who is your current mortgage provider?

 

If it is a reputable one ie high street bank or building society i would contact them and ask if there is any deals that you can switch to for existing customers, fixed discounted etc.

 

The reason an iva does not stop this process is that the loan has security and you are not taking additional borrowing. If however you want to change lenders the iva could be a problem as they would see it as a huge risk.

 

However you existing lender already has the debt and as long as you do not want to borrow any money would make sense to put you on a new rate and tie you up for a little bit longer.

 

Ask the bank/building society if they will credit score you for the new product if they say no do not mention the iva, if they say yes then mention it and whatever you do , do not go to a broker.

 

If you have any more questions i would be more than happy to help.

Share this post


Link to post
Share on other sites

im with royal bank of scotland and been with them 7 years

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...